Bad Credit Loans for Omaha Nebraska Residents + Credit Help

Where Borrowers Find Loan Approvals

Bad Credit Loans for Omaha Nebraska Residents + Credit Help

This study includes actionable information for Omaha Nebraska residents who need a loan with a bad credit score. Provided below is a map of bad credit lenders in Omaha and surrounding areas, as well as their contact information, websites, and phone numbers.

We will also be including some credit counselors in the Omaha area in case you want to get some professional help with your credit and personal finances. Furthermore, we want to highlight some of the other options for getting a loan with bad credit.

When that’s all done we will provide some expert comments on how to get your credit score back on track, and how to keep it that way. We will finish with an example of a borrower in Omaha who had bad credit and needed a loan to consolidate their debt.

Bad Credit Lenders
in Omaha NE

In this rather lengthy list of over 30 lenders we cover the typical bad credit loans, such as cash loan companies, but there is more. Below is a bullet list of all the different lenders in case your credit score is just damaged. We do this so you can perhaps avoid the higher interest loans out there:

  • cash stores (small loans)
  • credit unions (larger loans
  • community banks (larger loans)

Lender Map

 

Lender List

This lender list matches the map above, so you can check out any of these companies for your own research. If you don’t feel you can get approved for a loan over $500 over a longer period of time (with any of these lenders) you can access our network with the apply button at the bottom of this post.

 

1.) Freedom Lending / 143rd St
4610 S 143rd St, Omaha, NE 68137
www.freedomlending.com
402.934.7490

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2.) OneMain Financial / Cass St
7613 Cass St, Omaha, NE 68114
www.onemainfinancial.com
402.391.1224

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3.) 42 Car Credit / South St
14227 S St, Omaha, NE 68137
www.42carcredit.com
402.891.1100

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4.) Access America / 50th St
4601 S 50th St, Omaha, NE 68117
www.cashomaha.com
402.556.2274

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5.) EZ Money / Dodge St
4654 Dodge St, Omaha, NE 68132
omaha-ne-dodge.getezmoney.com
402.455.2274

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6.) EZ Money / Maple St
9209 Maple St, Omaha, NE 68134
omaha-ne-maple.getezmoney.com
402.393.6683

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7.) Quik Cash / 72nd St
2614 N 72nd St, Omaha, NE 68134
www.lendnation.com
402.397.5444

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8.) Quik Cash / Saddle Creek Rd
1307 S Saddle Creek Rd, Omaha, NE 68106
www.lendnation.com
402.553.7201

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9.) Cash Depot / W Center Rd
13039 W Center Rd, Omaha, NE 68144
www.cashdepotomaha.com
402.778.1188

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10.) Cash Depot / 84th St
4223 S 84th St, Omaha, NE 68127
www.cashdepotomaha.com
402.339.0099

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11.) Cash Depot / 108th St
3133 N 108th St, Omaha, NE 68164
www.cashdepotomaha.com
402.493.0123

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12.) Advance America / L St
3327 L St, Omaha, NE 68107
www.advanceamerica.net
402.731.9876

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13.) Advance America / 120th St
2085 N 120th St Ste. D-3, Omaha, NE 68164
www.advanceamerica.net
402.431.8500

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14.) Advance America / 90th St
5649 North 90th Street Suite 106, Omaha, NE 68134
www.advanceamerica.net
402.573.9160

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15.) Check n Go / 30th St
7408 N 30th St, Omaha, NE 68112
locations.checkngo.com
402.455.0884

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16.) Check n Go / Q St
9517 Q St, Omaha, NE 68127
locations.checkngo.com
402.592.8383

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17.) Omaha FCU / 82nd Ave
3001 S 82nd Ave, Omaha, NE 68124
www.omahafcu.org
402.399.9001

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18.) Mutual 1st / Blondo St
8073 Blondo St, Omaha, NE 68134
www.mutualfirst.com
402.697.8200

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19.) Metro Credit Union / F St
14509 F St, Omaha, NE 68137
www.metrofcu.org
402.551.3052

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20.) Four Points FCU / 127th St
510 N 127th St, Omaha, NE 68154
www.fourpointsfcu.org
402.281.1519

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21.) Omaha FCU / Woolworth Ave
4101 Woolworth Ave #3748, Omaha, NE 68105
www.omahafcu.org
402.399.9001

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22.) Omaha FCU / 18th Plaza
111 S 18th Plz # 1145, Omaha, NE 68102
www.omahafcu.org
402.346.6270

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23.) Omaha FCU / Capital Ave
1616 Capitol Ave #187, Omaha, NE 68102
www.omahafcu.org
402.341.9570

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24.) First Nebraska CU / 48th St
4740 S 48th St, Omaha, NE 68117
firstnebraska.org
402.553.7999

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25.) First Nebraska CU / Bedford Ave
10655 Bedford Ave, Omaha, NE 68134
firstnebraska.org
402.492.9100

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26.) Mutual of O / Farnam St
3333 Farnam St, Omaha, NE 68131
www.mutualofomahabank.com
402.351.5118

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27.) Mutual of O / Center Rd
12307 W Center Rd, Omaha, NE 68144
www.mutualofomahabank.com
402.991.8905

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28.) Mutual of O / 90th St
3211 North 90th Street, Omaha, NE 68134
www.mutualofomahabank.com
402.991.8778

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29.) Enterprise Bank / Center Rd
12800 W Center Rd, Omaha, NE 68144
www.enterprisebankomaha.com
402.330.0200

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30.) Enterprise Bank / Regency Pkwy
210 Regency Pkwy, Omaha, NE 68114
www.enterprisebankomaha.com
402.392.0400

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31.) Dundee Bank / Underwood Ave
5015 Underwood Ave, Omaha, NE 68132
www.dundeebanking.com
402.504.4000

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Case Study

Paul from Omaha has a small line of credit, credit card debt, and a small balance left on his car loan. He was getting really tired of paying all of these payments and wanted to consolidate everything into one monthly payment.

Paul has an excellent credit rating and is eligible for a larger line of credit at a very attractive interest rate.

He wanted to use his home as collateral for the line of credit, however unfortunately for Paul his home fell in value in the last few years due to the surrounding neighborhood not being as attractive as it once was.

Homes are not selling unless they are updated and modernized. Consumers are not interested in buying homes that need a lot of work. Paul’s home needs a lot of work and is not worth as much as it once was.

He needs sufficient equity in the home to be able to use it as collateral for his line of credit consolidation loan.

A $30000 consolidation loan with a five-year term and 5.5% interest rate for Paul would cost him the following per month:

• Loan Amount (principal) = $30000
• Interest Rate = 5.5%
• Term Length = 5 year
• Monthly Payment = $573.03
• Total Paid Back = $34382.09
• Total Interest = $4382.09

After three appraisals of his home, he finally qualified for a line of credit that would be secured by his home. He has a low interest rate and can repay the loan as quickly as he would like to or only pay the monthly interest on the line of credit.

This is the perfect consolidation loan for him. As he pays down the balance, he can draw on the line of credit for other bills that he may have from time to time.

Paul repaid his existing line of credit, the credit card balance he was carrying and his car loan. Now he has one monthly payment that is very affordable for him.

In fact, it is automatically with drawn from his checking account each month just after his paycheck is deposited. He will never miss a payment unless he becomes over drawn on his account.

A line of credit that is used for debt consolidation can be a great financial tool in the hands of consumers that have the discipline to manage them appropriately.

Many people find themselves continuing to charge items to their credit card and end up carrying a balance on their cards in addition to the line of credit that they are carrying.

In a few years after their original consolidation, they find themselves right back in the same situation.

Paul has been there with his first line of credit and does not plan to repeat it. He does not want to negotiate a larger line of credit if he can help it.

Fortunately for Paul, his car is relatively new and will last a few years. There will not be a new car payment for some time. He knows that if he can continue to manage his debt this way, he will be in a great situation financially in a few years.

Omaha Credit Help

 

Credit Help List

1.) Credit Advisors
1850 S 72nd St, Omaha, NE 68124
www.creditadvisors.com
800.766.3328

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2.) Consumer Credit Counseling Services
809 N 96th St #100, Omaha, NE 68114
402.391.2479

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3.) Tactical Credit Repair
5660 Marcy St, Omaha, NE 68106
omahacreditrepair.org
402.200.5772

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4.) GreenPath Financial Wellness
8031 W Center Rd #225, Omaha, NE 68124
www.greenpath.com
800.550.1961

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5.) Credit Repair & Debt Counseling
Omaha, NE 68135
www.midwestcreditcare.com
888.420.1802

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6.) Credit Advisors Foundation
1818 S 72nd St, Omaha, NE 68124
www.creditadvisors.org
402.393.3100

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7.) Optimum Credit Repair
6910 Pacific St Suite 305, Omaha, NE 68106
402.200.3954

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8.) 123 Credit & Debt Counseling
Omaha, NE 68131
402.536.4122

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9.) Credit Management
Omaha, NE 68103
402.403.3988

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I hope this helps you get your credit score on it’s way to a better day, and hopefully you can find a company willing to lend you the money you need so urgently. It’s so important that you learn how to manage your money and stay out of debt.