Credit Counseling By State

This page is all about credit counseling and help. Help getting your financial house in order and avoiding predatory lenders. Before you enter in to any legal binding agreement with a lender you should read the fine print or get legal help understanding the contract. I wish all lenders were honest, but it’s just not the case. Loan sharks are lurking in the shallow waters of the Internet. Get informed to protect yourself out there OK.

This will be an ongoing project as we have to cover every State in the Country. Please bear with us as this won’t be done all in one sitting. Some of the credit counseling services are free or at least non-profit. Some are strictly commercial businesses you have to pay in order to employ their services.

The list below is for every State and only counseling services APPROVED by the State.

Consumer Credit Counseling by State

Alabama Consumer Credit Counseling

Consumer Credit Counseling Service of Alabama, Inc.
Farmer-Wilson Bldgs 640 S Lawrence St.
Montgomery, AL 36104
334.265.8545
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Consumer Credit Counseling Services
705 Oak Circle Drive East
Mobile, AL 36609
251.602.0011
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Consumer Credit Counseling Services
500 Wynn Drive Suite 522
Huntsville, AL 35816
256.881.1000

Alaska Consumer Credit Counseling

101 Credit Counseling
Website: www.101creditcounseling.com
3725 225 Street SE
Bothell, WA 98021
866.676.1364
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Money Management International, Inc.
417 Barrow Street
Anchorage, AK 99501
877.964.2227

Arizona Consumer Credit Counseling

BK Class, Inc.
Website: www.myonlinebankruptcyclass.com
2711 E. Melrose Street
Gilbert, AZ 85297
877.376.7122
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Academy of Financial Literacy, Inc.
Website: www.academyoffinancialliteracy.com
725 W. Elliot Road
Gilbert, AZ 85233
877.833.2867
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Take Charge America, Inc.
Website: www.takechargeamerica.org
20620 North 19th Avenue
Phoenix, AZ 85027.3585
623.266.6100
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Summit Financial Education, Inc.
Website: www.summitfe.org
4800 E. Flower Street
Tucson, AZ 85712
1.800.780.5965

Arkansas Consumer Credit Counseling

Credit Counseling of Arkansas, Inc.
Website: www.ccoacares.com
1111 Zion Road
Fayetteville, AR 72703
479-521-8877

California Approved Consumer Counseling

Choice Credit Counseling & Financial Education
Website: www.mybknow.com
2049 Marco Drive
Camarillo, CA 93010
877.692.5669
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Abacus Credit Counseling
Website: www.abacuscc.org
Suite 700 15760 Ventura Boulevard
Encino, CA 91436
800.516.3834
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Access Counseling, Inc.
Website: www.accesscounselinginc.org
Suite 26001 633 W. 5th Street
Los Angeles , CA 90071
800.205.9297
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Consumer Credit Counseling Service of San Francisco
Website: www.balancepro.org
1655 Grant Street
Suite 1300
Concord, CA 94520
800.777.7526
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Dollar Learning Foundation, Inc.
Website: www.dollarbk.org
21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, CA 91367
877.366.6070

Colorado Consumer Credit Counseling

CCCS of Colorado Springs
1233 Lake Plaza Drive Suite A
Colorado Springs, CO 80906
800-798-3328

Connecticut Consumer Credit Counseling

CCCS For Connecticut
Address: 225 Pitkin St # 300
East Hartford, CT 06108
Phone: (860) 895-8177

Delaware Consumer Credit Counseling

CCCS of Delaware Valley
2 Mill Road Suite 106
Wilmington, DE 19806
800-989-2227

Florida Consumer Credit Counseling

123 Credit Counselors, Inc
Website: www.a123cc.org
Suite 150 6161 Blue Lagoon Drive
Miami, FL 33126
305.269.1092
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Debt Management Credit Counseling Corp.
Website: www.dmcccorp.org
3310 N. Federal Highway
Lighthouse Point, FL 33064
954.418.1466
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Credit Card Management Services, Inc.
Website: www.debthelper.com
1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
800.920.2262
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

InCharge Debt Solutions
Website: www.PersonalFinancialEducation.com
5750 Major Blvd
Suite 300
Orlando, FL 32819
407.532.5716

Georgia Consumer Credit Counseling

Integrity Consumer Services, Limited
Website: www.integrityconsumerservices.com
20 Brown Thrasher Run
Oxford, GA 30054
770.715.6385

Hawaii Consumer Credit Counseling

Gateway Educational Services
Address: 1803 N King St, Honolulu, HI 96819
Phone: (808) 842-5777

Idaho Consumer Credit Counseling

Debt Reduction Services, Inc.
Website: www.debtreductionservices.org
6213 N. Cloverdale Road
Suite 100
Boise, ID 83713
208.378.0200

Illinois Consumer Credit Counseling

MoneySharp Credit Counseling Inc.
Website: www.moneysharp.org
1916 N. Fairfield Avenue
Suite 2
Chicago, IL 60647
866.200.6825

Indiana Consumer Credit Counseling

Comprehensive CCCS Rural Services Indiana
Website: www.comprehensivecreditcounseling.com
60918 US 31 South
South Bend, IN 46614
574-299-9648

Iowa Consumer Credit Counseling

Consumer Credit of Des Moines
Website: www.consumercredit.dm.com
6129 SW 63rd Street
Des Moines, IA 50321
515.287.6428

Kansas Consumer Credit Counseling

Housing and Credit Counseling Services, Inc.
Non-profit organization in Topeka, Kansas
1195 SW Buchanan St #101, Topeka, KS 66604
785.234.0217

Kentucky Consumer Credit Counseling

A Debt Coach Credit Counseling Service, Inc.
Website: www.adebtcoach.org
Suite 224 71 Cavalier Blvd.
Florence, KY 41042
888.767.9155

Louisiana Consumer Credit Counseling

Flourishing Credit Counseling
Address: 921 N Morrison Blvd, Hammond, LA 70401
Phone: (504) 251-7425

Maine Consumer Credit Counseling

New England Credit Consultants
Address: 84 Middle St, Portland, ME 04101
Phone: (207) 358-7490

Maryland Consumer Credit Counseling

Guidewell Financial Solutions
Main Address: www.guidewellfs.org
757 Frederick Road
2nd Floor
Baltimore, MD 21228
410.747.2050

Massachusetts Consumer Credit Counseling

American Consumer Credit Counseling, Inc.
Website: www.ConsumerCredit.org
Suite 202 130 Rumford Avenue
Newton, MA 02466
866.826.6924
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Cambridge Credit Counseling Corp.
Website: www.cambridge.credit.org
67 Hunt Street
Agawam, MA 01001
800.403.3433

Michigan Consumer Credit Counseling

CC Advising, Inc.
Website: www.ccadvising.com
Suite 200 Washington Ave.
Bay City, MI 48708.5732
1.855.980.6690
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Northwest Michigan Community Action Agency, Inc.
Website: www.nmcaa.net
3963 Three Mile Road
Traverse City, MI 49686
231.947.3780
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

GreenPath, Inc.
Website: www.greenpathbk.org
36500 Corporate Drive
Farmington Hills, MI 48331
248.553.5400

Minnesota Consumer Credit Counseling

LSS Financial Counseling Service
Credit counseling service in Duluth, Minnesota
Address: 424 W Superior St #600, Duluth, MN 55802
218.529.2227
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LSS Financial Counseling Service
Credit counseling service in Duluth, Minnesota
424 W Superior St #600, Duluth, MN 55802
218.529.2227
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Family Means
Credit counseling service in Saint Paul, Minnesota
233 University Ave W, St Paul, MN 55114
651.789.4014
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Consumer Credit of Minnesota
Credit counseling service in St. Louis Park, Minnesota
5871 Cedar Lake Rd #105, Minneapolis, MN 55416
952.544.6800

Mississippi Consumer Credit Counseling

Clearpoint Credit Counseling Solutions
Credit counseling service in Jackson, Mississippi
1400 Lakeover Rd Ste. 120, Jackson, MS 39213
601.969.6431
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Credit Counseling
Credit counseling service in Tupelo, Mississippi
.Tupelo, MS 38801
Hours: Open today · 10AM–6PM
662.320.7002
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Consumer Credit Counseling Services
Credit counseling service in Yazoo City, Mississippi
.Yazoo City, MS 39194
662.716.7497

Missouri Consumer Credit Counseling

Kansas City Credit Services Inc
4.219 Google reviews
Credit counseling service in North Kansas City, Missouri
2016 Swift St, North Kansas City, MO 64116
816.421.8001
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Credit Repair of Missouri
Credit counseling service in Dexter, Missouri
919 Hickory Log Dr, Dexter, MO 63841
877.799.5297
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Consumer Credit Counseling Service
Counselor in Springfield, Missouri
1515 S Glenstone Ave, Springfield, MO 65804
417.889.7474

Montana Consumer Credit Counseling

CCCSe of Montana
Credit counseling service in Great Falls, Montana
2022 Central Ave, Great Falls, MT 59401
406.761.8721
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Credit Counseling Services
Credit reporting agency in Billings, Montana
1620 Alderson Ave #27, Billings, MT 59102
406.656.4370

Nebraska Consumer Credit Counseling

Abel Credit Counseling Services, Inc.
Website: www.abelccs.org
102 South Post Street
Hay Springs, NE 69347
308.225.5357
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Credit Advisors Foundation
Website: www.creditadvisors.org
1818 South 72nd Street
Omaha, NE 68124
402.393.3100
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Credit Advisors Foundation
Website: www.creditadvisors.org
1818 South 72nd Street
Omaha, NE 68124
402.393.3100

Nevada Consumer Credit Counseling

Simple Class, Inc.
Website: www.simpleclass.net
7007 Positano Hill Avenue
Las Vegas, NV 89178
888.561.6864

New Hampshire Consumer Credit Counseling

GreenPath Financial Wellness
Credit counseling service in Manchester, New Hampshire
Waumbec Mill, 250 Commercial St #3016, Manchester, NH 03101
603.626.4530
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

New Hampshire Credit Services Inc
Credit counseling service in Nashua, New Hampshire
41 Simon St #2A, Nashua, NH 03060
603.883.4192
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Debt Hero Manchester: Credit Debt Counselors
88 Harvey Rd, Manchester, NH 03103
603.505.4728

New Jersey Consumer Credit Counseling

Debtorcc, Inc.
Website: www.debtorcc.org
378 Summit Avenue
Jersey City, NJ 07306
1.800.610.3920
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Garden State CCCS
Website: www.navicoresolutions.org
200 US. Highway 9
Manalapan, NJ 07726
732.409.6281

New Mexico Consumer Credit Counseling

Credit Rescue Now Inc
2601 Wyoming Blvd NE #117, Albuquerque, NM 87112
Website: www.creditrescuenow.com
505.899.1448
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Credit Repair Today
1007 Luna Cir NW, Albuquerque, NM 87102
Website: www.myinvestmentsolution.com
505.715.9311
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Money Management International
2727 San Pedro Dr NE Ste. 107, Albuquerque, NM 87110
Website: www.moneymanagement.org
866.226.0278

New York Consumer Credit Counseling

American Debt Resources, Inc.
Website: www.americandebtresources.com
384 Larkfield Road
East Northport, NY 11731
800.498.0766
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Credit Counseling Service of Buffalo, Inc.
Website: www.consumercreditbuffalo.org
40 Gardenville Parkway
Suite 300
West Seneca, NY 14224
716.712.2060
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Debt Counseling Corp.
Website: www.debtcounselingcorp.org
3033 Express Drive North
Suite 103
Hauppauge, NY 11749
888.354.6332

North Carolina Consumer Credit Counseling

Alliance Credit Counseling, Inc.
Website: www.knowdebt.org
Suite 100 10720 Sikes Place
Charlotte, NC 28277
704.540.2477
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Education Services, Inc.
Website: www.startfreshtoday.com
3700 Barrett Drive
Raleigh, NC 27609
800.435.9138

North Dakota Consumer Credit Counseling

Anchor Counseling Services
311 S 4th St Suite 118, Grand Forks, ND 58201
Website: www.anchorcounselingnd.com
701.566.9921
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The Village Family Service Center
107 W Main Ave #350, Bismarck, ND 58501
Website: www.thevillagefamily.org
701.255.1165

Ohio Consumer Credit Counseling

Consumer Credit Counseling Service of the Midwest, Inc.
Website: www.apprisen.com
690 Taylor Road
Suite 110
Gahanna, OH 43230
800.355.2227
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Credit Repair Service
2470 Vermont Ave, Toledo, OH 43620
(419) 210-8242

Oklahoma Consumer Credit Counseling

CCCS of Central Oklahoma
317 W Cherokee Ave A, Enid, OK 73701
Website: cccsok.org
405.789.2227
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Credit Counseling Services
3230 N Rockwell Ave, Bethany, OK 73008
Website: cccsok.org
405.789.2227

Oregon Consumer Credit Counseling

Big Step Training, LLC
Website: www.bigsteptraining.org
34390 Leader Lane
Warren, OR 97053
503.888.0694
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Cricket Debt Counseling
Website: www.cricketdebt.com
219 SW Stark Street
Suite 200
Portland, OR 97204
503.353.0400
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Evergreen Financial Counseling
Website: www.evergreenclass.com
1230 Fairview Avenue
Salem, OR 97302
800.581.3513
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Urgent Credit Counseling, Inc.
Website: www.urgentco.com
219 SW Stark Street
Suite 200
Portland, OR 97204
866.233.1940

Pennsylvania Consumer Credit Counseling

Advantage Credit Counseling Service, Inc.
Website: www.advantageccs.org
Suite 400 River Park Commons 2403 Sidney St.
Pittsburgh, PA 15203
888.511.2227
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Credit Counseling Center
Website: www.ccc.credit.com
832 Second Street Pike
Richboro, PA 18954
215.348.8003

Rhode Island Consumer Credit Counseling

Credit Repair Strategies
15 Vineyard St #404, Providence, RI 02907
Website: onhomebuyingandcreditrepair.com
401.270.2800

South Carolina Consumer Credit Counseling

Clearpoint Credit Counseling Solutions
128 Millport Cir Ste. 200, Greenville, SC 29609
Website: www.clearpoint.org
864.477.7023

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Clear Credit
2557 Ashley Phosphate Rd # A, North Charleston, SC 29418
Website: www.yourclearcredit.com
803.883.5040

South Dakota Consumer Credit Counseling

Allen Credit and Debt Counseling Agency
Website: www.acdcas.com
20003 387th Avenue
Wolsey, SD 57384
888.415.8173
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Black Hills Children’s Ranch, Inc.
Website: www.pioneercredit.com
1644 Concourse Drive
Rapid City, SD 57703
605.348.1608

Tennessee Consumer Credit Counseling

The Kingdom Ministries, Inc.
Website: www.thekingdomministries.com
6094 Apple Tree Drive
Suite 1
Memphis, TN 38115
901.552.5131

Texas Consumer Credit Counseling

Wiser Consumer Education, Inc.
Website: www.1dollarwiser.com
503 Hillcrest Lane
Krum, TX 76249
800.496.2440
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Transformance, Inc.
Website: www.transformanceusa.org
8737 King George Drive
Suite 200
Dallas, TX 75235.2273
214.638.2227
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The Mesquite Group, Inc.
Website: www.themesquitegroup.org
463 W. Harwood Road
Hurst, TX 76054
877.769.4069
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Money Management International, Inc.
Website: www.moneymanagement.org
14141 Southwest Freeway
Suite 1000
Sugar Land, TX 77478
877.964.2227
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Debt Education and Certification Foundation
Website: www.bkcert.com
112 Goliad Street
Benbrook, TX 76126
866.859.7323

Utah Consumer Credit Counseling

AAA Fair Credit Foundation
230 200 S #3104, Salt Lake City, UT 84101
Website: www.faircredit.org
800.351.4195
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Premier Credit Consulting
12272 South 800 East, Suite D.185, Draper, UT 84020
Website: www.premiercredco.com
801.513.2020
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Aggressive Credit Repair
878 Windsor Ln, Bountiful, UT 84010
Website: www.aggressivecreditrepair.com
801.298.3460

Vermont Consumer Credit Counseling

Brattleboro Development Credit
347 John Seitz Dr, Brattleboro, VT 05301
802.251.0068
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

GreenPath Debt Solutions
26 West St, Rutland, VT 05701
Website: www.greenpath.com
802.773.2143
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

AmmerAssist
355 T.26, Newport, VT 05855
Website: www.amerassist.com
802.522.5120

Virginia Consumer Credit Counseling

CCCS Consumer Credit Counseling
1417 N Battlefield Blvd # 29, Chesapeake, VA 23320
757.548.9406
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Community Credit Counselors, Inc.
101 N Lynnhaven Rd #303, Virginia Beach, VA 23452
757.416.7890
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

EZ Credit Repair Service
6521 Arlington Blvd #101, Falls Church, VA 22042
Website: www.usonecredit.com
703.988.3572

Washington Consumer Credit Counseling

101 Credit Counseling
Website: www.101creditcounseling.com
3725 225 Street SE
Bothell, WA 98021
866.676.1364
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Consumer Education and Training Services
Website: www.CentsProgram.org
1200 Fifth Avenue
Suite 700
Seattle, WA 98101
206.267.7017
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

American Financial Solutions of North Seattle Community College Foundation
Website: www.myfinancialgoals.org
2815 2nd Avenue
Suite 280
Seattle, WA 98121
800.894.7240

West Virginia Consumer Credit Counseling

Family Service Credit Counseling
51 11th St #340, Wheeling, WV 26003
Website: www.creditcounselingservicesusa.com
304.232.6733
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Credit Recovery Services
700 Princess St, Alexandria, VA 22314
703.791.0792
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Credit Counseling
Charleston, WV 25301
304.348.0135

Wisconsin Consumer Credit Counseling

FISC
1800 Appleton Rd, Menasha, WI 54952
Website: www.fisc.cccs.org
920.886.1000
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The Credit Repair Shop
6234 W Capitol Dr, Milwaukee, WI 53216
Website: www.thecreditrepairshop.com
866.803.5781
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Tee Box the Credit Counseling
1127 N 8th St, Sheboygan, WI 53081
920.208.8269

Wyoming Consumer Credit Counseling

Family Financial Education Foundation
Website: www.ffef.org
724 Front Street
Suite 340
Evanston, WY 82930
307.789.2010