Category: Personal Financing

Where Borrowers Find Loan Approvals

How To Educate Our Children About Debt

This applicant is really not interested in a loan. Instead he is looking for some information about how to educate our children about debt. We learn all sorts of things in school, but for some reason personal financial issues are just not taught in our schools today. Many people learn the difficulty of managing their…
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4000 Dollar Loan For Hearing Aids in Miami Florida

Our latest client is applying for a 4000 dollar loan for hearing aids in Miami Florida. She is a senior and is living  on a fixed income. She apparently has sufficient income to handle all of her expenses and she is able to set some added money aside each month for emergencies that she may…
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Personal Financing with a Bad Credit Rating

If you are having trouble staying afloat with your personal finances rest assured that your most certainly not alone in your struggle. I know that may not be much comfort but just something to keep in mind. With the full effect of the Bush economy now upon us in 2009 millions of people in America…
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FUSA Defining Your Personal Inflation Rate

Understanding what a personal inflation rate is, is quite simple really. Banks, lenders, and brokers alike use your personal inflation rate as a guideline when considering your loans. There are other factors as well that come into the consideration, however inflation is one of them. Every single consumer and the borrower on this planet has…
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How To Get an Online Loan With Bad Credit

So how do you get a loan when you have bad credit?  With the down turn in the economy over the past number of years and with so many people out of work, many consumers found their credit ratings declining or hitting rock bottom when they failed to meet all of their financial obligations. As…
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Make Your Life Free From Deficits

Everyone wants to make their life free from deficits, however it is not that easy for many people who are carrying various kinds of debt and do not have a clear plan on how to reduce their deficits. A secured loan against your home is one way to make your life free from the wrong…
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Debt Consolidation Finance – Access To A Debt Free Life

Debt consolidation finance can indeed lead to a debt free life if arranged properly and managed in such a way that the interest you pay on your total debt is minimized and you use this money that you are saving to pay down your debt more quickly. Let’s assume that a client has a small…
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Online Business Loans – Fast, Hassle-Free Money For Business

Online business loans are available to business men and women who need money to invest in their new or old business. Money is available in the secured or the unsecured form and an online application makes approval quick and painless and hastens the transfer of the money to the borrower. Business people have cash flow…
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Sick Of All Of The Commercial Loan Closing Headaches?

Many lenders are taking steps to simplify and make it easier to close commercial loans by improving the process and assure you that your deal is closed quickly with as little stress as possible. One of the keys to a quick closing is supplying your lender with all the required documentation as soon as possible.…
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The Three Main Ratios Used In Commercial Lending

In order to perform the correct Underwriting Analysis, the Lender will subject the loan to 1 or more of the 3 most common ratios. The processing of the loan will involve the scrutiny and verification of all of the numbers being submitted with the documentation. Understanding these ratios can be extremely advantageous to a borrower…
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