Used ATV Financing in NC, SC, GA, KY

The current applicant is applying for an ATV loan for a used machine that he would like to purchase from a friend of his. His buddy is buying a new ATV and wants to sell his older model privately instead of trading it in. He figures that he will do better this way. At the same time even though he may get more money for it by selling it privately, anyone purchasing the ATV will pay less than if they were to purchase the same machine from the dealer. It is a win, win situation for everyone.

Our applicant does not have the ready cash to enable him to complete the deal so he has applied for a $2500 loan and would like to be approved within the next couple of days so he can let his friend know that he will be able to purchase it from him. He does have sufficient cash to pay for the helmet he needs and the other safety gear that is required. He would prefer not to use his credit card to pay for this equipment as well.

His credit rating is very good. He has no other debts and has one credit card which he pays the balance on every month. He has never been late for a payment and we expect that lenders will be very interested in making this rather small loan to a client that has such a good credit rating. His monthly payments will be relatively low given the small amount that is being borrowed and that the interest rate will be very competitive as well due to his good credit rating.

ATV Financing Loan Amount :: $2500

ATV Financing Loan Application and Processing Speed (when do you need the funds):: I would like the loan within the next couple of days so that I can make a firm offer on an ATV that a friend has for sale.

Do you currently have a mortgage? :: no, I rent at the moment

Bank Name and Branch ::Chase Bank, Tejon St

What City/Town, State and County do you live in? :: Colorado Springs, Colorado

Zip ::80903

What is your employment field? :: Call Center Manager

Employment Position :: Manager of a call center team

When are you paid? (monthly/weekly/biweekly)::biweekly

Your credit rating to be – excellent, fair, or bad? ::excellent

How did you find us? ::looking for financing for loans to buy a used ATV

How are you paid? (direct deposit/paper check):: direct deposit

Gross Amount Per Paycheck :: $1875

Do you agree to have this information published online, without your PRIVATE information of course? :: i guess so, I am a bit concerned about applying online for this loan. I guess I am ok with this as long as you do not release my name and other personal information

Extra information here please (some detail):: My buddy has a used ATV that he is selling and he is willing to give me a really good price on the machine. If he trades it in he will not get that much for it and if he sells it to someone else he will have advertising costs etc and will end up with less money in his pocket. He is buying a new ATV and needs the money to pay towards the new machine. At the same time if I buy the same machine from a dealer, I will have to pay a lot more for this ATV since the dealer is looking to make a profit as well.

Although this is a good deal for everyone, the problem is that I do not have any money right now to put towards this ATV. I have enough for the helmet and safety gear, but I need to borrow $2500 so that I can purchase this ATV from my buddy. The machine is in really good shape so I know that I will not have to spend any money on repairs etc for a little while. They all need to be repaired at some point due to the rough treatment they all get.

Note to Lender :: regarding my personal information, I work for a call center as a manager in charge of a group of people who take calls on behalf of many customers that we work for. I have been with them for a number of years and expect to remain on this job for many more. They are a good company to work for and I have managed to get a raise every year. We are doing really well.

I can provide a copy of my pay stub to show what I make and who I work for. I can also provide a copy of my driver’s license to substantiate where I live etc.  My bank account information is also available and it shows that my paycheck is direct deposited and that I have no unpaid bills or bills with insufficient funds transactions.

I believe my credit rating is very good since I have no other debts and I always pay my credit card on time. I only have one credit card. I know that having one credit card that is paid on time is another factor in my favor.

Please let me know if there are any other questions or additional information that is needed.