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$4000-$5000 Small Personal Loan in Houston Texas (Xmas Holidays)

This is a loan for the Christmas holiday season. The applicant is living in the Houston area of Texas and wants to borrow somewhere in the neighborhood of 4-5 thousand dollars apparently to pay for the Christmas gifts he wants to purchase for his family this season.

This loan application comes with no collateral for the loan, which is really an unsecured loan guarantee. These types of unsecured loans are pretty hard to find without some form of collateral. Sometimes the Feds will back the note up. However, we understand that this loan does not fall into this situation here. This is a relatively small personal loan that will be unsecured for the amount of 4-5 grand.

The applicant was turned down by the banks and anyone else he has applied to because of his credit rating and his past defaults experienced by other creditors he has applied to. He apparently has had loans in the recent last few years and not managed them very well.

We see many of these kinds of applications come through and consumers do not always include all of their financial information. Always make sure you fully disclose all of your financial responsibilities when applying for a loan. This will enhance your creditability with the lender and speed the entire process up. If there is missing information, there will be delay in processing the loan until that information is provided. If there is something that is missing that refers to a past credit issue, it also leaves the lender wondering what else the applicant did not include and leaves them with a negative feeling about the applicant and loan.

The details of this applicant’s information follow, however no personal information is included here to protect the privacy of the applicant:

Loan Type :: Personal Cash Loan with no collateral or security to guarantee the loan

Loan purpose :: For Christmas time and holiday season expenses for gifts and celebrations

Loan Amount :: Around $4000 to $5000 dollar loan, he was flexible on the amount

Loan Speed :: Fast please, at least within the next week, so that he could plan what he is going to do at Christmas for the holidays.

Employment :: Works at a Bakery as front clerk, manager in Houston Tx. and has worked at this company and location for the past five years.

Residence :: Houston Texas

Time at Address :: seven years this January

Age :: 34

Credit Score :: Bad credit but not horrible though.

It is really difficult to process a loan application such as this one with the information provided. The applicant did not provide information about how much he or she makes on his job. The income level is used to determine if they make enough to carry the payments.

They admitted to the bad credit situation, however did not explain why they have bad credit and what the situation was that lead them into this situation. What other loans do they currently have and how much do they pay each month? This is also critical in figuring out if they can afford to make the payments on this new loan. Also how quickly did they plan to repay this loan? A short term will drive up the monthly payments and make it very expensive from a cash flow perspective to be able to meet the requirements.

Since this is really a seasonal type loan i.e. for Christmas, presumably they will want to be able to repay the loan in one year’s time, which will mean that these payments may be higher than what he or she can afford at this time. Again if they had included their income, this calculation and assessment could have been completed.

Finally most lenders want to take a look at the bank statement to assess the track record of the applicant in terms of checks passed with insufficient funds in their account. This is an indicator of financial difficulty and inability to manage their cash flow.

It is inevitable that this application will be delayed until the additional information is provided, which most applicants just do not want to hear about. They want their loan applications process as quickly as possible, which is the situation our current applicant is in.

130 Loan Requests

  1. Brittany applied for the following loan:

    Purpose of Loan:

    To pay my portion of rent

    Thursday, December 1, 2011 at 8:48 pm | Permalink
  2. Lynn applied for the following loan:

    Purpose of Loan:

    Needed to pay attorney by Friday

    Thursday, January 26, 2012 at 2:00 pm | Permalink
  3. david henderson applied for the following loan:

    Purpose of Loan:

    pay down some bills.

    Monday, October 8, 2012 at 4:13 pm | Permalink
  4. Jesus applied for the following loan:

    Purpose of Loan:

    I am going through a divorce. I need the money to pay my debt down and get a place of my own.

    Tuesday, October 23, 2012 at 7:48 pm | Permalink
  5. Savannah applied for the following loan:

    Purpose of Loan:

    Family emergency, I was off work for a couple of weeks and got really behind on bills need to catch up on rent and bills .

    Monday, December 3, 2012 at 1:55 pm | Permalink
  6. Savannah applied for the following loan:

    Purpose of Loan:

    I had to take time away from work due to a family emergency. My dad had operation removing his cancer, and needed assistance. I missed 2 weeks of work unpaid medical leave. I’m back to work but very behind in bills. My rent is due and I don’t have the funds to pay completely, I need to use this to pay my bills and rent so I can be caught up.

    Monday, December 3, 2012 at 2:34 pm | Permalink
  7. Perrt applied for the following loan:

    Purpose of Loan:

    school and other expenses

    Thursday, December 13, 2012 at 7:18 pm | Permalink
  8. Craig applied for the following loan:

    Purpose of Loan:

    Im behind on rent and utilities due to layoff in November for holidays. Im back working and pay up to 500 per month for a loan. Im close to being evicted and having utilities shut off. Please help!
    Thanks

    Friday, January 4, 2013 at 12:29 pm | Permalink
  9. Tresa applied for the following loan:

    Purpose of Loan:

    To pay my rent and other bills.

    Thursday, January 10, 2013 at 4:17 pm | Permalink
  10. Adam applied for the following loan:

    Purpose of Loan:

    I need to upgrade some office equipment for the home.

    Saturday, January 26, 2013 at 8:43 am | Permalink
  11. david applied for the following loan:

    Purpose of Loan:

    Need loan for dental expenses.

    Wednesday, February 6, 2013 at 7:49 am | Permalink
  12. david applied for the following loan:

    Purpose of Loan:

    Dental procedures.

    Wednesday, February 6, 2013 at 7:52 am | Permalink
  13. mike applied for the following loan:

    Purpose of Loan:

    i am trying to consolidate my bills to free up some money so that i can work on my credit to buy a house.

    Tuesday, April 9, 2013 at 4:19 pm | Permalink
  14. mike applied for the following loan:

    Purpose of Loan:

    to consolidate my bills so that i can work on past credit so that i can get a mortgage.

    Tuesday, April 9, 2013 at 4:23 pm | Permalink
  15. Jed applied for the following loan:

    Purpose of Loan:

    I need to catch up on my mortgage. And to consolidate bills. Had some medical bills and a new baby that depleted my savings and left me far behind. This money will get me and my family back on my feet.

    Saturday, April 20, 2013 at 9:36 am | Permalink
  16. Nita applied for the following loan:

    Purpose of Loan:

    we really need to move, were we live now we got scammed with a rent to own home that the sellers are renting to own them selves. now since we gave them $5000 for down they are asking for $15000 total down and $95000 for the home everything went up and to top it off there was a murder in this house just last July where their son killed their daughter. I can not stay in this house any longer. the money would go as follows:$3000 down on a home that we have already found. $2000 will be used first to pay up to only 2% used $800, old garbage bill $134.00,cable bill $260.00, I have a $800.00 debt to the community college that I need to pay to be able to return and finish last quarter of associates degree. all the above are bad things that are on my credit report and hold us back from getting a mortgage.
    however we just moved to Texas in Jan 2013 so employment length and residence time along with my score no one will give me a chance. we have 3 children and really want to buy a house t

    Monday, May 6, 2013 at 12:25 pm | Permalink
  17. jason applied for the following loan:

    Purpose of Loan:

    For a down payment on a new home

    Monday, May 6, 2013 at 7:50 pm | Permalink
  18. james applied for the following loan:

    Purpose of Loan:

    Make a down payment on a new home

    Monday, May 6, 2013 at 7:58 pm | Permalink
  19. Sylvia applied for the following loan:

    Purpose of Loan:

    To pay off some bills and just want to to have one monthly payment and also do home improve ments and been look for someome to leaned me a loan but with my credit no one will help

    Wednesday, May 22, 2013 at 3:06 am | Permalink
  20. Sylvia applied for the following loan:

    Purpose of Loan:

    To pay off some bill so I can only have one monthly payment also for home improvements

    Wednesday, May 22, 2013 at 3:16 am | Permalink
  21. Alex applied for the following loan:

    Purpose of Loan:

    bad luck – need some help please

    Monday, May 27, 2013 at 3:28 pm | Permalink
  22. DONNA applied for the following loan:

    Purpose of Loan:

    I want to pay off about 6 outstanding loans and 3 credit cards so I can only have one payment per month. My husband and I keep our finances and bank accounts separate. He pays for the mortgage $1241 and Harley Davidson bike $385. The reason for the loans was due to I was laid-off 7/2012 plus I had major surgery on 9/2013 with a deductible of $2K. I can pay $375 per month 24 months.

    Tuesday, October 29, 2013 at 8:39 am | Permalink
  23. peggy applied for the following loan:

    Purpose of Loan:

    I lost my father in October 2007, then five months my brother March, 2008, and then my mother two weeks after my brother in March 2008. They all lived with me and passed away at home. My home was sold short sale, the insurance for my father was lapsed due to my neice stealing and the money not being in the accounts. We also almost lost our home to foreclosure and inorder to keep a roof over our heads, the mortgage tripled. There were a lot of medical debt, as I was in and out of the hospital with surgeries and medical expenses for my parents. There were times when I had to make the choice to get meds for my father instead of myself. Unfortunately my brother was a drug addict and bringing him home after being diagnosed with cancer was the only option available for my heart to bear. But I learned that sometimes doing the right thing is not always easy. By the stealing of money out of our accounts, mine, my fathers and my mothers, we had nothing. So I am left with a debt of paying the funeral home to finalize everything. I can’t even afford to move. I made very bad mistakes with payday loans and now I pay out almost $1000.00 per month in payday loans which at this rate will never be paid out. I also have 12 medical prescriptions per month, doctors bills and if my car insurance is not paid by the 12th of november, I will not have a way to get back and forth to work. I know that my credit is very messed up, but this has not always been my life. Every pay check I get I seem to have overdraft fees because I do not have enough money to cover necessary expenses. I just really need someone to at least give me a chance. I worry about not being able to pay bills on time and not doing the right thing. Also, there is a tax lien that is still on my credit report that has been paid. Any paperwork you need to verify my statements I will gladly make available. Please just see it in your hear and business foresight to give me a chance.

    Monday, November 4, 2013 at 9:43 pm | Permalink
  24. Soraja applied for the following loan:

    Purpose of Loan:

    I want to pay all of my credit cards and then pay you all monthly, instead of paying all the credit cards each month. it’s easier to keep up with them that way.

    Tuesday, November 5, 2013 at 2:15 pm | Permalink
  25. CYNTHIA applied for the following loan:

    Purpose of Loan:

    TO PAY OFF SOME DEBTS AS QUICKLY AS POSSIBLE AND TO GET MY VEHICLE BACK

    Tuesday, November 5, 2013 at 2:41 pm | Permalink
  26. Ismael applied for the following loan:

    Purpose of Loan:

    to clean up to out of payday trap.and clean up something on my credit report

    Wednesday, November 6, 2013 at 2:07 pm | Permalink
  27. Taotafa applied for the following loan:

    Purpose of Loan:

    I have multiple bills that I’m behind in paying them back, some I’m paying with allotments and some I’m trying to pay them off and don’t have enough to make payments in which put me in late fee and late payment and or no payments at all. I have two loans that I would like to pay them off and they total up to at least $15000.00 so I can start preparing my transition to civilian life. Any assistance you would give would be greatly appreciate it.
    Thank you.

    Wednesday, November 6, 2013 at 3:29 pm | Permalink
  28. William applied for the following loan:

    Purpose of Loan:

    home improvements

    Thursday, November 7, 2013 at 8:24 am | Permalink
  29. Lori applied for the following loan:

    Purpose of Loan:

    Would like to pay off bills, need money for a class at my area community college, need a computer.

    Thursday, November 7, 2013 at 1:29 pm | Permalink
  30. linda applied for the following loan:

    Purpose of Loan:

    waiting for a settlement to come in which can not be direct deposited. Need to pay bills without waiting the 10 day float at the bank to cash the check. Will be able to pay back loan within a month.

    Friday, November 8, 2013 at 1:38 pm | Permalink
  31. Danny applied for the following loan:

    Purpose of Loan:

    I’m in the process of moving and starting back with my job and need to move and locate and apartment which I found, also to catch up on bills, and help with utilities and groceries until I’m settled in with my job.

    Friday, November 8, 2013 at 10:14 pm | Permalink
  32. Mack applied for the following loan:

    Purpose of Loan:

    Rebuild credit ,personal useand consolidate pay current household bills and gain control of bill regulation

    Saturday, November 9, 2013 at 10:23 am | Permalink
  33. Jaye applied for the following loan:

    Purpose of Loan:

    I’m moving into my new place and have to start completely over and I’m trying to rebuild my credit…. Help please

    Saturday, November 9, 2013 at 3:47 pm | Permalink
  34. Kristina applied for the following loan:

    Purpose of Loan:

    I am seeking a loan to purchase a second vehicle and to pay for truck driving school for my spouse offered at a local community college,also to pay off some credit card debt.

    Sunday, November 10, 2013 at 7:32 am | Permalink
  35. Adam applied for the following loan:

    Purpose of Loan:

    To reinstate my mortgage

    Sunday, November 10, 2013 at 10:26 pm | Permalink
  36. Monica applied for the following loan:

    Purpose of Loan:

    Debt

    Tuesday, November 12, 2013 at 8:17 pm | Permalink
  37. Theresa applied for the following loan:

    Purpose of Loan:

    I need to purchase a bed for my 5 year old grandson who lives with me. I have not beem able to find anyone in the Buffalo area that I can purchase one from on credit. They tell me I have no credit. No credit cards, no loans etc. With Christmas coming and I am his Santa, I do not have the means of buying it outright.

    Wednesday, November 13, 2013 at 8:24 pm | Permalink
  38. Julie applied for the following loan:

    Purpose of Loan:

    Pay off old debts and car repair

    Thursday, November 14, 2013 at 6:13 pm | Permalink
  39. David applied for the following loan:

    Purpose of Loan:

    Need to catch up on day care and some bills that built up during the slow season. Now entering the busy portion of the winter season. Would prefer to pay installments and pay down in full in march even if that means an early pay off penalty.

    Thursday, November 14, 2013 at 6:44 pm | Permalink
  40. David applied for the following loan:

    Purpose of Loan:

    Just coming out of the slow season entering the winter busy season. Over the slow season I got behind on some bills and daycare. I must get this caught up. I would prefer to get a loan that will allow me to pay this down in full in march even if that means early payoff penalty. So regardless of term and monthly payments this will be paid in full by march as long as the contractual agreement allows it. If this means early pay off penalties then so be if. Ill pay the cost.

    Thursday, November 14, 2013 at 6:59 pm | Permalink
  41. Fawna applied for the following loan:

    Purpose of Loan:

    To get caught up on bills

    Friday, November 15, 2013 at 12:55 pm | Permalink
  42. april applied for the following loan:

    Purpose of Loan:

    Need to purchase reliable used vehicle and pay for a 500 flag at DMV. Been without transportation for over a year. Poor credit history and my husbands lack of along with paying 20 dollars+ per day 6 days a week in cab fares to get to work makes it impossible to save or get approved for a car loan.

    Friday, November 15, 2013 at 2:04 pm | Permalink
  43. ron applied for the following loan:

    Purpose of Loan:

    had a horrific car accident. couldnt work for 1 year. medical bills outstanding amount. same year wife left me. cause she didnt handle my problem with accident. i make great money. but within that time. my credit got damaged. an i just cant get ahead.ive taken payday loans but its unreal the payback amount is. i just need a chance to start fresh.an feel like im doing good. so if you can please help i promise i will pay it all back. i need to feel like a man again. my mom is elderly an i want her to know everything will be ok. thank you

    Sunday, November 17, 2013 at 9:13 pm | Permalink
  44. rugggs applied for the following loan:

    Purpose of Loan:

    had a horrific car accident couldnt work for a year. an same year got a divorce wife left due to accident. with rehab. medical bills through the roof . had forclosure pending saved house but doing so i could pay any other bills which damaged my credit. i do have a credit company helping me an advising me. to manage my money. please if you can help me. i appreciate it so much. my mom is elderly an i want to take the strain off her an let her know i will be ok. an feel like im a man again. i make great money just cant caught up. i promise you i will pay you back. i know you heard that before. i just need a chance to feel like im worth something again .thank you for giving me some hope

    Sunday, November 17, 2013 at 9:32 pm | Permalink
  45. Terrance applied for the following loan:

    Purpose of Loan:

    Wife was placed on doctors leave 2mos early during pregnancy then had complications afterwards, when she returned to her job at the nursing home they had filled her position, so she started back part-time only getting 40 or so hrs every two weeks, now that our daughter is 1 she is looking to go back full-time at another facility but we need money for the down payment on a second vehicle, to finish paying the last $3800 on our current car and to replace the compressor and blower on our central unit.

    Monday, November 18, 2013 at 3:10 pm | Permalink
  46. Matthew applied for the following loan:

    Purpose of Loan:

    I have a car title loan of $2000 that I am going to pay off and I want to take a class to further my EMT education so I can get a second job at night. I also intend to pay off a credit card balance of $200 and two medical collections of $150 and $162.

    Wednesday, November 20, 2013 at 8:12 am | Permalink
  47. Nicholas applied for the following loan:

    Purpose of Loan:

    Debt consolidation

    Wednesday, November 20, 2013 at 9:13 am | Permalink
  48. Nicholas applied for the following loan:

    Purpose of Loan:

    Debt consolidation due to debt accumulated while out of work

    Wednesday, November 20, 2013 at 9:18 am | Permalink
  49. Steve applied for the following loan:

    Purpose of Loan:

    I am behind on bills since switching jobs in August. there were a few weeks with no income and i am having a hard time catching up. Need to get current on bills t avoid a bad situation

    Wednesday, November 20, 2013 at 9:18 am | Permalink
  50. sonya applied for the following loan:

    Purpose of Loan:

    i need to reduce my debt and re-establish my credit to ensure my future

    Wednesday, November 20, 2013 at 6:42 pm | Permalink
  51. bonita applied for the following loan:

    Purpose of Loan:

    My car is breaking down and I need to get my dr. bill paid so I get my diabetic meds to be healthy to continue working

    Thursday, November 21, 2013 at 9:11 am | Permalink
  52. Connie applied for the following loan:

    Purpose of Loan:

    Automobile purchase. Current van is not safe to drive with broken wheel springs. Falling apart–needs new exhaust system, structs, both set of brakes, etc. Repairs more than value of vehicle.

    Home repairs–new flooring, painting, plumbing, electrical, kitchen counters

    Thursday, November 21, 2013 at 6:49 pm | Permalink
  53. Veronica applied for the following loan:

    Purpose of Loan:

    I would like to consolidate some credit cards. Purchase some furniture and for Christmas presents for my kids. I was going through a nasty separation in 2007 only to find out my house payments had been behind and filed for a bankruptcy to save my house. In 2012 my ex sold the house from under me since he was the only one on the mortgage loan and deed. I have been trying to get back on my feet and improve my score since then. I really would like to consildate some bills into one payment. Purchase some new furniture and purchase christmas presents for my kids while also trying to improve my credit score.

    Sunday, November 24, 2013 at 2:48 am | Permalink
  54. Veronica applied for the following loan:

    Purpose of Loan:

    I would like to consolidate some credit cards. Purchase some furniture and for Christmas presents for my kids. I was going through a nasty separation in 2007 only to find out my house payments had been behind and filed for a bankruptcy to save my house. Bankruptcy was discharged in 2010. In 2012 my ex sold the house from under me since he was the only one on the mortgage loan and deed. I have been trying to get back on my feet and improve my score since then. I really would like to consildate some bills into one payment. Purchase some new furniture and purchase christmas presents for my kids while also trying to improve my credit score.

    Sunday, November 24, 2013 at 3:28 am | Permalink
  55. Winston applied for the following loan:

    Purpose of Loan:

    I am currently a student who ran into a financial aid hithc and it is delaying my progress through school. It is also hampering my ability to save and proceed financially, so it is also hampering my credit growth.
    If I were to obtain a loan, I would use it to pay off my tuition bill and obtain more stability financially

    Sunday, November 24, 2013 at 10:36 pm | Permalink
  56. Connie applied for the following loan:

    Purpose of Loan:

    Automobile purchase- Current vehicle is unsafe to drive with broken tire springs, bad brakes. Also requires full exhaust system & struts. Repair costs more than the value of the van.

    House repairs- Flooring, plumbing, electrical, kitchen counters.

    Monday, November 25, 2013 at 10:12 am | Permalink
  57. Mark applied for the following loan:

    Purpose of Loan:

    i need a vehicle to get back and forth to all my doctor appointments and to try and get a job im losing my family for not being able to support them

    Tuesday, November 26, 2013 at 8:01 am | Permalink
  58. Mark applied for the following loan:

    Purpose of Loan:

    car got impounded cant get it out im about to get kicked out of my home due to not being able to provide rent. cant get back and forth to my dr appointments for the veterans to try and get higher disablility rating

    Tuesday, November 26, 2013 at 8:33 am | Permalink
  59. Brian applied for the following loan:

    Purpose of Loan:

    medical and dental expenses

    Tuesday, November 26, 2013 at 2:47 pm | Permalink
  60. Merideth applied for the following loan:

    Purpose of Loan:

    Get house payments caught up

    Tuesday, November 26, 2013 at 5:37 pm | Permalink
  61. Eugene applied for the following loan:

    Purpose of Loan:

    The reason I need the loan is to get caught up on some bills and to consolidate somethings into one payment

    Wednesday, November 27, 2013 at 5:01 pm | Permalink
  62. Ahmet applied for the following loan:

    Purpose of Loan:

    Divorce cost and rebuilding credit.

    Wednesday, November 27, 2013 at 5:06 pm | Permalink
  63. Sean applied for the following loan:

    Purpose of Loan:

    I am on Medical Leave from work returning before the end of the year and need this loan to pay rent and make credit card payments.

    Wednesday, November 27, 2013 at 9:29 pm | Permalink
  64. Sean applied for the following loan:

    Purpose of Loan:

    I am on Medical Leave from work returning before the end of the year and need this loan to pay rent and make credit card payments

    Wednesday, November 27, 2013 at 9:32 pm | Permalink
  65. Tamika applied for the following loan:

    Purpose of Loan:

    Catch up on some bills, make things current. Fell behind when found out the car I purchased was a salvaged car with no air bags because they were deployed. N other things. Looking for small loan with auto payment deduction for repayment.

    Friday, November 29, 2013 at 3:52 pm | Permalink
  66. Monique applied for the following loan:

    Purpose of Loan:

    Single mother with 3 getting evicted

    Sunday, December 1, 2013 at 2:36 pm | Permalink
  67. Monique applied for the following loan:

    Purpose of Loan:

    Single mother of 3 about to be evicted with no where to go. Need money before we go to court to stop eviction.

    Sunday, December 1, 2013 at 2:54 pm | Permalink
  68. Monique applied for the following loan:

    Purpose of Loan:

    Single mother fell behind on rent because I was out of work. Landlord filed an eviction but explained to me that if I pay back rent plus court cost I can remain in my apartment. Would rather do that than to have an eviction on my record.

    Sunday, December 1, 2013 at 4:00 pm | Permalink
  69. Aubrey applied for the following loan:

    Purpose of Loan:

    I would like to pay off some of my negative marks on my credit report and have a lower interest rate on a loan that I can pay on monthly. Late fees and added fees are keeping me down.

    Monday, December 2, 2013 at 5:22 am | Permalink
  70. maria applied for the following loan:

    Purpose of Loan:

    I am a mother with 2 small children and i am in desperate need of cash to continue sustaining my home. My husband lost his job a while back and i have literally depleted my funds taking everything on. I have tried so many places and because i have never had a credit card and have a low credit score no one will grant me a loan.

    Monday, December 2, 2013 at 7:00 am | Permalink
  71. jason applied for the following loan:

    Purpose of Loan:

    Car is about to be repoed

    Monday, December 2, 2013 at 11:19 am | Permalink
  72. Kevin applied for the following loan:

    Purpose of Loan:

    Pay off bills and Christmas

    Monday, December 2, 2013 at 8:57 pm | Permalink
  73. david applied for the following loan:

    Purpose of Loan:

    Pay off car. Pay bills.

    Monday, December 2, 2013 at 11:34 pm | Permalink
  74. Jay applied for the following loan:

    Purpose of Loan:

    pay off high interest credit card
    pay bills
    fix a car

    Tuesday, December 3, 2013 at 12:28 pm | Permalink
  75. Seth applied for the following loan:

    Purpose of Loan:

    Fell on some hard times, a little while back and are trying to get some things paid off

    Tuesday, December 3, 2013 at 1:54 pm | Permalink
  76. Iman applied for the following loan:

    Purpose of Loan:

    PAY OFF BILLS

    Tuesday, December 3, 2013 at 6:23 pm | Permalink
  77. kellie applied for the following loan:

    Purpose of Loan:

    got into payday loan cycle which I realize was stupid but want to pay them off and get my credit score up. Last few years have been extremely rough losing my parents – no family close by to turn to for support; divorce and many other personal issues. Working on turning live around and thi can help to get out of the payday loan rut and make 1 payment to one lender. Can afford a 500 to 600 per month payment.

    Wednesday, December 4, 2013 at 6:42 pm | Permalink
  78. Vincent applied for the following loan:

    Purpose of Loan:

    Pay parents back, fly grandma home for Christmas, trying to get a car.

    Wednesday, December 4, 2013 at 8:40 pm | Permalink
  79. JASON applied for the following loan:

    Purpose of Loan:

    I HAVE RECENTLY MOVED INTO AN APARTMENT THAT WAS MORE ADEQUATE AND IN A BETTER PART OF THE CITY AND WITHIN A MUCH SAFER BUILDING FOR MY 14 YEAR OLD DAUGHTER AND MYSELF. AS STATED IN A COURT ORDER REGARDING MY LIVING ARRANGEMENT MY DAUGHTERS MOTHER CAN COME AND INSPECT THE APARTMENT AT ANY TIME, SO IT HAS TO BE IN COMPLETE ORDER, AND FRANKLY I DIDN’T PROPERLY ANTICIPATE THE COST OF MOVING AND GETTING ALL THE UNEXPECTED NECESSITIES, AS WELL AS DEPOSITS ON UTILITIES AND AS A RESULT FELL BEHIND ON MY RENT. I HAVEN’T HAD CABLE BECAUSE I HAVE AN OUTSTANDING BILL FROM LETTING SOMEONE ELSE USE MY NAME AND THEY NEVER PAID IT OFF, AS A RESULT I NEED TO MAKE PAYMENT IN ORDER TO GET IT TURNED ON. THIS HAS A SENSE OF URGENCY TO IT BECAUSE MY DAUGHTER CAN’T DO HER ALL HOMEWORK AS WE HAVE LIMITED INTERNET ACCESS FROM THE LIBRARY NEXT DOOR. SO THIS IS ONE POINT THAT NEEDS TO BE ADDRESSED. MY DAUGHTER LIVES AN HOUR AWAY AND IN THE PAST 13 YEARS I HAVE ONLY MISSED 6 VISITATIONS BECAUSE OF WEATHER OR ILLNESS. THE PAST COUPLE OF MONTHS I HAVE HAD SOME FINANCIAL ISSUES THAT SNOWBALLED AND AS A RESULT I NEED SOME HELP AND TO CONSOLIDATE MY DEBT. MY CAR INSURANCE WAS DUE TO RENEW AND I DON’T HAVE THE SUBSTANTIAL DOWN PAYMENT, AND WHEN I WENT OUT THIS MORNING THERE WAS A POOL OF OIL UNDER MY CAR, AND WHEN I CHECKED THE OIL BALANCE THERE WAS NONE, AND FRANKLY I HAVE NO MONEY TO FIX THE CAR WHICH IS MY ONLY MEANS OF TRANSPORTATION TO GET MY DAUGHTER FOR WEEKENDS AND OTHER SCHEDULED VISITATIONS, ESPECIALLY WITH THE HOLIDAYS COMING, AND I CAN’T TRADE THE CAR IN BECAUSE I HAVE IT FINANCED FOR PRETTY MUCH ITS FULL VALUE.I DID SPEAK TO MY MECHANIC AND HE DID SAY IT COULD BE A NUMBER OF THINGS BUT SINCE I DO TAKE CARE OF REGULAR MAINTENANCE IT MAY NOT BE AS BAD AS IT SEEMS, BUT NOT TO DRIVE IT. I ALSO NEED TO ADDRESS SOME CREDIT ISSUES AS ALTHOUGH THE DEBT WAS DIVIDED IN MY DIVORCE 7 YEARS AGO WHAT WASN’T PAID BY MY X WAS TRANSFERED TO MY CREDIT REPORT, AND ACCORDING TO MY ATTORNEY IT WOULD BE FAIRLY EXPENSIVE TO ADDRESS THIS IN COURT AND IT WOULD PROBABLY JUST BOUNCE BACK ONTO MY CREDIT AGAIN ANYWAYS. SO ITS JUST AS WELL TO FIND OUT WHAT COLLECTION AGENCY IS HOLDING THEM AND NEGOTIATE A SETTLEMENT AMOUNT AND PAY THEM. I ALSO HAVE SOME MEDICAL BILLS WHICH HAVE BEEN TURNED OVER TO COLLECTION WHICH DO NOT APPEAR ON MY CREDIT REPORT YET THAT I WOULD LIKE TO PAY OFF BEFORE THEY DO FURTHER IMPACT MY CREDIT IN A NEGATIVE FASHION. THIS LOAN AMOUNT WOULD HELP ME RESOLVE ALL THESE MATTERS AND GET ME BACK ONTO SCHEDULED PAYMENTS AND HAVE A BIT OF EMERGENCY MONEY. I AM A FAIRLY ORGANIZED PERSON WHO NEEDS FINANCIAL HELP AND WOULD APPRECIATE ANYONES CONSIDERATION IN THIS MATTER.

    Wednesday, December 4, 2013 at 8:56 pm | Permalink
  80. charles applied for the following loan:

    Purpose of Loan:

    The SSi started using a new system to process payments and are a month behind. I need to get a loan to make it until they catch up.

    Thursday, December 5, 2013 at 2:29 pm | Permalink
  81. Beau applied for the following loan:

    Purpose of Loan:

    Single father of three children I have a fixed income and I suffer from PTSD causes me to have memory trouble so this would pay to consolidat some bills in order to make a single payment instead of several different places

    Thursday, December 5, 2013 at 4:53 pm | Permalink
  82. Laurie applied for the following loan:

    Purpose of Loan:

    I have been out of work due to illness and surgery. I am now back at work full time. I have no credit cards as I try not to use credit. I need the loan to provide Christmas for my children and to help my mother with 1 bill she has. Thank You.

    Friday, December 6, 2013 at 6:27 am | Permalink
  83. Justin applied for the following loan:

    Purpose of Loan:

    To pay a few bills that I’m behind on

    Friday, December 6, 2013 at 8:15 am | Permalink
  84. Melissa applied for the following loan:

    Purpose of Loan:

    As i stated above I will have full time employment as of next month, but until then I have been out of work since the end of October, and the bills are piling up. My husband works but he does not make enough to sustain our household. Whereas I do. We need the money to pay bills and for Christmas presents for our children.

    Friday, December 6, 2013 at 11:51 am | Permalink
  85. Sherry applied for the following loan:

    Purpose of Loan:

    I need this loan for Attorney’s legal fees and pay cash for a dependable car to get back and forth to work. it’s tiresome waiting on someone else to get to work. I would like to pay about $2000 for a nice used car to get to both jobs on time each day. I am currently in a Chapter 13 paying only $30 wkly and I would like to start rebuilding my credit again.

    Friday, December 6, 2013 at 1:33 pm | Permalink
  86. earl applied for the following loan:

    Purpose of Loan:

    To secure a contract for a real estate lot sale on behalf of an investor i am getting a finder’ fee of $8700 this is a cash transaction and will close in less than 30 days

    Friday, December 6, 2013 at 3:16 pm | Permalink
  87. Aipopo applied for the following loan:

    Purpose of Loan:

    Need to pay off all my debts and purchase and new SUV for my kids!Fallen behind on some of my bills and it affected my credit score,made some bad financial decision also affected it!I am ready to take control of my financial situation with the help of this $50,000 loan

    Friday, December 6, 2013 at 6:39 pm | Permalink
  88. Ron applied for the following loan:

    Purpose of Loan:

    Opening a business – fitness studio

    Saturday, December 7, 2013 at 11:20 am | Permalink
  89. Josh applied for the following loan:

    Purpose of Loan:

    Im in need of a car(i take the bus to & from work). Just a car where i can goto work, take my mom to her Doctor appointments and my sister to school. Also i would like to get them atleast a pair of clothes for crhistmass.
    The money will be used for: car, registration and a gift for mother and sister. Im a hard worker and a trustworthy person. I made a bad choice in helping a friend who was nust scamming me.

    Saturday, December 7, 2013 at 4:59 pm | Permalink
  90. Mindy applied for the following loan:

    Purpose of Loan:

    I am needing to purchase a car for my daughter so she can go back and forth to work, also need to come up with deductible for extensive dental work.

    Sunday, December 8, 2013 at 2:42 pm | Permalink
  91. frank applied for the following loan:

    Purpose of Loan:

    pay off some bills and taxes and house work

    Monday, December 9, 2013 at 11:15 am | Permalink
  92. andora applied for the following loan:

    Purpose of Loan:

    My credit was always good until a few years ago when my now ex got into a lot of legal problems and I stood by him and wiped out everything I had and then ruined my credit. I desperately need tis loan to get back on track. I hope you can help me

    Monday, December 9, 2013 at 12:46 pm | Permalink
  93. Bill applied for the following loan:

    Purpose of Loan:

    To pay medical expenses and credit cards off as well as behind on rent.

    Monday, December 9, 2013 at 2:10 pm | Permalink
  94. foster applied for the following loan:

    Purpose of Loan:

    Need to fix car

    Tuesday, December 10, 2013 at 1:13 pm | Permalink
  95. Alex applied for the following loan:

    Purpose of Loan:

    Car repairs, holiday cash for children

    Tuesday, December 10, 2013 at 7:40 pm | Permalink
  96. Vianney applied for the following loan:

    Purpose of Loan:

    Need to fix my car which i desperately need for work and to take my son to and from daycare.

    Wednesday, December 11, 2013 at 5:29 am | Permalink
  97. Jason applied for the following loan:

    Purpose of Loan:

    DEBT, payroll

    Wednesday, December 11, 2013 at 10:41 am | Permalink
  98. Jason applied for the following loan:

    Purpose of Loan:

    debt, payroll,

    Wednesday, December 11, 2013 at 10:43 am | Permalink
  99. Nicole applied for the following loan:

    Purpose of Loan:

    Have a damaged 53 ft dry van needing repairs. If I can’t get the money to repair trailer, I am going to loose everything I own.

    Wednesday, December 11, 2013 at 1:16 pm | Permalink
  100. telesa applied for the following loan:

    Purpose of Loan:

    Pay off debt

    Wednesday, December 11, 2013 at 3:20 pm | Permalink
  101. james applied for the following loan:

    Purpose of Loan:

    to purchase truck for my company

    Thursday, December 12, 2013 at 5:05 pm | Permalink
  102. Jeffrey applied for the following loan:

    Purpose of Loan:

    Pay off recently deceased spouses funeral, consolidate debt, and Christmas for my children

    Friday, December 13, 2013 at 8:45 am | Permalink
  103. Janeica applied for the following loan:

    Purpose of Loan:

    Christmas loan

    Saturday, December 14, 2013 at 9:49 am | Permalink
  104. Milissa applied for the following loan:

    Purpose of Loan:

    Will be using the $$ to clean up credit and debt

    Saturday, December 14, 2013 at 3:13 pm | Permalink
  105. kierra applied for the following loan:

    Purpose of Loan:

    I need the loan to fix my car so i wont have to walk to work. i need to pay off bills and christmas shop for my son

    Sunday, December 15, 2013 at 9:05 am | Permalink
  106. regena applied for the following loan:

    Purpose of Loan:

    Take down the payments on studen tloansand to get my children christmas presents

    Monday, December 16, 2013 at 10:53 am | Permalink
  107. Tara applied for the following loan:

    Purpose of Loan:

    As I stated, I need this loan overall to help me become financially healthy. I had a lot of finanical issues stemming from my separation and eventual divorce from my husband. However, I do not wish to “look back” and want to move forward without having an embarrassing credit rating. I fell behind in quite a few of my bills due to the divorce and trying to continue to take care of my two children basically on my own. I have medical bills for my son which I need to catch up related to his sickle cell trait pain and the medical management of same, and some other personal bills I need to catch up on. I was able to put both my son and my daughter through college and I believe it has all been worth the struggle. They have both graduated and starting out well in the “working world”. I pray you will give me the opportunity to show I am able to pay my bills on time and will be committed to doing so if a lender can be found for me. Thank you for all consideration and assistance in advance.

    Monday, December 16, 2013 at 3:40 pm | Permalink
  108. Teresa applied for the following loan:

    Purpose of Loan:

    I am in need of a loan so that I am able to take care of a medical procedure and to bless my daughters with a nice Christmas

    Tuesday, December 17, 2013 at 10:41 am | Permalink
  109. alicia applied for the following loan:

    Purpose of Loan:

    I have had several financial set backs due my son and grandchildren family problems

    Tuesday, December 17, 2013 at 4:24 pm | Permalink
  110. CJ applied for the following loan:

    Purpose of Loan:

    pay off payday loan and a medical bill and christmas for children

    Wednesday, December 18, 2013 at 11:20 am | Permalink
  111. Kenda applied for the following loan:

    Purpose of Loan:

    Home improvement/holiday/debt consolidation

    Wednesday, December 18, 2013 at 3:46 pm | Permalink
  112. Scott applied for the following loan:

    Purpose of Loan:

    I am looking to consolidate some small debt that is keeping my credit score low . All of my debt is paid on time and up to date but before the new year I would like to create one manageable monthly payment over a 2 year deal . If the money that I’m asking for is not good then I will have to restructure and maybe pay off half the debt. Thank you . More than glad to go over my debt .

    Thursday, December 19, 2013 at 4:59 pm | Permalink
  113. bennie applied for the following loan:

    Purpose of Loan:

    need a new hvac system for home it’s cold here. plus for some appliances for home

    Friday, December 20, 2013 at 10:33 am | Permalink
  114. Paul applied for the following loan:

    Purpose of Loan:

    I don’t have any savings left so I need money to feed me and my fiancé, and to make sure we have rent payment by the end of this month. I currently have no other source of income until my injury is fully recovered in 2-3 weeks

    Sunday, December 22, 2013 at 2:31 am | Permalink
  115. william applied for the following loan:

    Purpose of Loan:

    Need some emergency dental work. I need 3 teeth cut out by a surgeon and then some dentures put in

    Continued: A i got older and realizes the importance of credit it was too late. I only have about 3500.00 in dept on my credit score. Ive hired Lexington law a week ago to help

    Tuesday, December 24, 2013 at 3:26 am | Permalink
  116. Christine applied for the following loan:

    Purpose of Loan:

    Clear arrearage on rent and gas bill

    Tuesday, December 24, 2013 at 7:23 pm | Permalink
  117. DAVID applied for the following loan:

    Purpose of Loan:

    Payoff Mis debt payday loans,installmet loans.

    Wednesday, December 25, 2013 at 4:43 pm | Permalink
  118. donald applied for the following loan:

    Purpose of Loan:

    need to pay deptors. Caught up on bills. Repair on car

    Wednesday, December 25, 2013 at 10:12 pm | Permalink
  119. April applied for the following loan:

    Purpose of Loan:

    Debt col , fix car

    Friday, December 27, 2013 at 9:33 pm | Permalink
  120. Brian applied for the following loan:

    Purpose of Loan:

    I want to consolidate my debt into one monthly payment so that I may get my credit back in good standing and I also am going to use a portion of this loan to do repairs to my auto

    Sunday, December 29, 2013 at 3:40 am | Permalink
  121. sarah applied for the following loan:

    Purpose of Loan:

    Had some major medical expenses with cancer treatments got behind on house payments.With 5 children dont want to relocate.

    Tuesday, December 31, 2013 at 5:55 am | Permalink
  122. Armando applied for the following loan:

    Purpose of Loan:

    Some debt consolidation, but mostly recovery after the holidays expenses.

    Tuesday, December 31, 2013 at 7:53 am | Permalink
  123. Jane applied for the following loan:

    Purpose of Loan:

    employed by the Department of Defense. The reason I need the loan is to clear off my credit to keep my security clearance to keep my job.

    Thursday, January 2, 2014 at 11:30 am | Permalink
  124. virginia applied for the following loan:

    Purpose of Loan:

    Maids of Honor cleaning services. Been here for 3+ months. need a loan for a better running car,so i don’t have to miss work,my car now is on it’s last leg and any day to breakdown.

    Thursday, January 2, 2014 at 6:46 pm | Permalink
  125. Zachary applied for the following loan:

    Purpose of Loan:

    To consolidate debt into one low monthly payment. To help boost our credit score and regain our financial status after identity theft.

    Sunday, January 5, 2014 at 6:53 am | Permalink
  126. sonja applied for the following loan:

    Purpose of Loan:

    I was diagnosed with cancer in july 2011, i have had to pay for a portion of my treatment, i have been sucked into the payday loan nightmare. I just need a break to consolidate all the payday loans and get back on my feet. Ive learned my lesson. If i can find a lender then i can afford to pay 800/ mo i just need someone to help me get back on track.

    Sunday, January 5, 2014 at 11:55 am | Permalink
  127. louvenia applied for the following loan:

    Purpose of Loan:

    I need the money to pay off a payday loan, phone bill and a personal loan. After paying these off I will not have a problem repaying the money on a monthly basis.

    Monday, January 6, 2014 at 11:38 am | Permalink
  128. melissa applied for the following loan:

    Purpose of Loan:

    Need to fix my vehicle and pay a couple bills up because of christmad i got a little beghnd

    Tuesday, January 7, 2014 at 5:34 pm | Permalink
  129. CARLO applied for the following loan:

    Purpose of Loan:

    I am trying to catch up on home repairs, my furnace and garage broken, need dishwasher and new stove they are broke as well. Also need a few other repairs on my vehicle.

    Tuesday, January 7, 2014 at 6:46 pm | Permalink
  130. CARLO applied for the following loan:

    Purpose of Loan:

    I need a new furnace and my garage need repaired, need a new dishwasher and stove. I also need a repair on my vehicle.Also have small minor bills

    Tuesday, January 7, 2014 at 6:52 pm | Permalink

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