$30,000, $40,000, $50,000 Bad Credit Loan for Debt Consolidation — I’m Keith A. from Wichita, Kansas and I’m applying for a sizeable loan for between 30000 and 50000 to be qualified sometime this January.
I need this loan to pay down is debts I have for the past credit card balances I have accumulated as my hours were cut back on the job. I’m looking at getting a different job and moving to Kansas City or Salina by the end of March.
I have been using credit cards to pay for food and car fuel for the last 2-3 years because of the monthly short-fall of cash.
I need to lump all my credit card debt together into one decently sized payment each month, and I can pay it off for you some how.
I don’t have any collateral though, so this is purely a cash loan.
10 Loan Requests
Loan Amount: $50,000
When loan is required: asap
Applicant's Credit Score: poor- credit card debt (had surgery) stopped worki
Borrower's Location: Hope mills nc
Applicant's Income: My husband is military active duty and i am now back to work. we have a substantial amount of debt and just want to pay it all off and have 1 payment a month. we are living paycheck to paycheck and creditors call non stop. it is extremely stressful. instead of filing bankruptcy, we would rather pay off all debt. it is not the creditors fault, they should get paid, however i had to have immediate surgery which put us behind on our payments and absolutely cannot catch up. please help!
Purpose of Loan:
explained above
Loan Amount: 29000.00
When loan is required: ASAP
Applicant's Credit Score: 637 is getting worse the more i struggle
Borrower's Location: Tuscaloosa alabama
Applicant's Income: I work full time and paid bi-weekly. I am a salaried emplyee and have been at my job for almost 6 yrs.
Purpose of Loan:
I have had a bad year financially and personally. I have encountered a few unexpected expenses and borrowed small amounts here and there to get through. Now I am overextended and put other poeple who have helped me in binds as well. I am looking to pay off all debts and have one payment that is managable. I would also like a little extra to cover at least 2 mnths payments so I can have time to build back up my emergency funds witch I have completely used up. All I can do now is pay what I can and barely keep food on the table for my family. I can use my car for collateral which is not nearly enough but I have to have it to keep working. I may also be able to get a co signer as a last option. I am willing to do all that I need to but know one will give me the opportunity.
Loan Amount: 45,000
When loan is required: ASAP
Applicant's Credit Score: 630-650, I have to much debt
Borrower's Location: Sicklerville, NJ
Applicant's Income: I am a salaried employee. I have been at my job for over 6 years and I have been working in my industry for 10 years. My wife is a salaried employee as well. She has been at her job for over 11 years. Together we make $100,000+ a year.
Purpose of Loan:
My wife and I can pay our bills. We are not living pay check to pay check but we are not saving any money. We had a child recently and we decided that my wife would stay home for a few months and take care of our child. She was getting paid 60% of her income. That would have been fine if we did not have a child and new expenses. We fell behind a bit and started using our credit cards to buy groceries and baby supplies. Once the debt started to build we stop paying off our cards every month and start to pay a little over the minimum. We started to pay down our debt but we can never get rid of the debt. Now we want to consolidate everything and have one payment that we can pay off and get ourselves back on track.
Loan Amount: 50000
When loan is required: ASAP
Applicant's Credit Score: poor.school loan was unemployed but employed now
Borrower's Location: Philadelphia pa
Applicant's Income: 10.00 hr job. just started working recently.
Purpose of Loan:
To purchase a vending business that has a 2011 verifyable revenue of $102347.00. $44865 gross profit. It is a vending business I am a certified vending technician with over 6 years of vending expirence.
Loan Amount: 40000
When loan is required: asap
Applicant's Credit Score: 622
Borrower's Location: newkirk ok
Applicant's Income: i get paid once a month and husband switched jobs and ever since he switched we have been overdrafting in our checking account cause he had to take a cut in pay. and we have one child a senior and she needs this and that and one a freshman which also needs this and that i just need a break from 3 vehicle loans and some other bills too to get us back on our feet.
Purpose of Loan:
to consolidate our vehicle loans with some other loans please help me out i really do need a break from the debt collectors calling me everyday cause i dont no what to tell them. thank you
Loan Amount: 40000
When loan is required: asap
Applicant's Credit Score: 622
Borrower's Location: newkirk ok
Applicant's Income: i get paid once a month and husband switched jobs and ever since he switched we have been overdrafting in our checking account cause he had to take a cut in pay. and we have one child a senior and she needs this and that and one a freshman which also needs this and that i just need a break from 3 vehicle loans and some other bills too to get us back on our feet.
Purpose of Loan:
to consolidate our vehicle loans with some other loans please help me out
Loan Amount: 50,000
When loan is required: ASAP
Applicant's Credit Score: 655 Credit Card Debt
Borrower's Location: Daly City, CA.
Applicant's Income: I.T Manager at an Stock-Option Securities Company.
Purpose of Loan:
I have an IRS debt that I wanted to pay off so I don’t have to worry about them garnishing my wages. I’m living paycheck to paycheck.
Loan Amount: 50,000
When loan is required: asap
Applicant's Credit Score: 620, credit card debt
Borrower's Location: Little Rock, AR
Applicant's Income: Benefit Analyst Janitor
Purpose of Loan:
I just had a divorce, and now I have a large debt in which I cannot handle. I now have 2 jobs, working more than 60 hours a week. I have a fear of creditors starting to garnish my wages any day now, and this is my last resort before I file bankruptcy. I just wish to combine by bills into one payment, in which I can handle.
Loan Amount: 50,000
When loan is required: as soon as possible
Applicant's Credit Score: as of 3 may not good 521, 555,478
Borrower's Location: columbus ga
Applicant's Income: us army retired- retirement pay 1,961.00 disability pay 1,104
Purpose of Loan:
i would like to consolidate all my bills into one monthly payment an purchase a car and have my credit fix.the reason my credit score is low i let two individuals got cars in my name they lost their jobs in oct 2011 i try to help them out but in the process got behind on my credit card and 1 store debt, have some good credit on my credit report. could you please give me a second chance i has’t purchase a new car for my self since 1997 the car i have now is giving a lot problems.
thank
Loan Amount: 45,000
When loan is required: asap
Applicant's Credit Score: 495 pay day loans
Borrower's Location: st joseph mo
Applicant's Income: Truck driver 20.10 an hour
Purpose of Loan:
Pay off debt
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