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$30,000, $40,000, $50,000 Bad Credit Loan for Debt Consolidation – Keith A.

$30,000, $40,000, $50,000 Bad Credit Loan for Debt Consolidation — Below is a loan pre-app submitted by a FUSA user and the applicant was approved for his loan in 3 days time. Not exactly an overnight loan, but hey….he got approved with bad credit and he got the cash.

This debtor was really behind the 8-ball on his finances due to surviving on credit cards. As it played out, he had been using all of his credit cards to pay basic bills for the family, and he didn’t have a way to pay them off at the end of each month.

$30K-$50 Loans a Common Occurrence

Unfortunately, we get applications on this site every day from people who have let their credit card balances get out of hand – this has to be avoided of course, but we will spare you the lectures – you know what you have to do right? The point being that you ARE NOT ALONE here on this one. PLEASE try not to stress yourself out over this much debt (Lord knows we see that ALL the time) because the old saying still rings true;

“It’s only money….”

I know that it’s easy to say that, and I know it may seem trite, but it’s a cliche for a very good reason. As a famous musician once said,

“It’s nothing to get hung about……” - [John Lennon]

Yes, it’s just money, but when you are deep in debt, it’s really stressful. I know because I’ve been there and it was unbelievably stressful at the time. I needed a loan for around 45000 to sort out my finances, and I never got it. I ended up claiming bankruptcy.

Anyway, this is your story, and the applicant’s story from below – he got approved based on income only. His credit score certainly wasn’t good at the time of the application either.

No Collateral $30,000-$50,000 Loan

It’s tough to find lenders who will honor and approve a loan for $30K-$50K if the borrower/applicant doesn’t have solid collateral. Traditional lenders always want some form of solid collateral, and very few lenders PERIOD will approve loans soley based on the an applicants job.

So far from our site, the only lenders who will approve loans purely based on a borrower’s income, and those lenders have always been private lenders. The only rub with these kinds of loans is the APR – in most cases if the borrower’s FICO score is below 400 they are going to be facing a high interest on the note. This is where private lenders make their profit. They make more money because they are technically taking a very big risk on customers who have really bad credit scores.

Usury Limits – Protect Yourself. Know The Law.

Please keep in mind the actual laws at the Federal Level, and your State Level, on Usury Limits. You have to read the small fine print to make sure there are no future suprises on the note. All of our lenders that we have in our system have to obey Fed and State laws regarding usury, and we have a watch-dog method of tracking their behaviours with borrowers that use this site. BUT, we count on our users to let us know if there is a lender that all of a sudden decides to start behaving like a predatory lender. Never give a lender money upfront for a loan approval – if you run into that, you must report that lender to the authorities – strictly against the law in all States of the Union.

 Actual $30000-$50000 Loan Applicant

I’m Keith from Wichita, Kansas and I’m applying for a sizeable loan for between 30000 and 50000 to be qualified sometime this January.

I need this loan to pay down credit card debts I have for the past credit card balances I have accumulated as my hours were cut back on the job. I’m looking at getting a different job and moving to Kansas City or Salina by the end of March.

I have been using credit cards to pay for food and car fuel for the last 2-3 years because of the monthly short-fall of cash. I need to lump all my credit card debt together into one decently sized payment each month, and I can pay it off for you some how. I don’t have any collateral though, so this is purely a cash loan.

133 Loan Requests

  1. Nany applied for the following loan:

    Purpose of Loan:

    explained above

    Wednesday, November 9, 2011 at 6:33 am | Permalink
  2. Elizabeth applied for the following loan:

    Purpose of Loan:

    I have had a bad year financially and personally. I have encountered a few unexpected expenses and borrowed small amounts here and there to get through. Now I am overextended and put other poeple who have helped me in binds as well. I am looking to pay off all debts and have one payment that is managable. I would also like a little extra to cover at least 2 mnths payments so I can have time to build back up my emergency funds witch I have completely used up. All I can do now is pay what I can and barely keep food on the table for my family. I can use my car for collateral which is not nearly enough but I have to have it to keep working. I may also be able to get a co signer as a last option. I am willing to do all that I need to but know one will give me the opportunity.

    Tuesday, December 20, 2011 at 12:04 pm | Permalink
  3. Shaun applied for the following loan:

    Purpose of Loan:

    My wife and I can pay our bills. We are not living pay check to pay check but we are not saving any money. We had a child recently and we decided that my wife would stay home for a few months and take care of our child. She was getting paid 60% of her income. That would have been fine if we did not have a child and new expenses. We fell behind a bit and started using our credit cards to buy groceries and baby supplies. Once the debt started to build we stop paying off our cards every month and start to pay a little over the minimum. We started to pay down our debt but we can never get rid of the debt. Now we want to consolidate everything and have one payment that we can pay off and get ourselves back on track.

    Wednesday, January 4, 2012 at 1:50 pm | Permalink
  4. angel applied for the following loan:

    Purpose of Loan:

    To purchase a vending business that has a 2011 verifyable revenue of $102347.00. $44865 gross profit. It is a vending business I am a certified vending technician with over 6 years of vending expirence.

    Saturday, March 24, 2012 at 12:07 pm | Permalink
  5. gladys applied for the following loan:

    Purpose of Loan:

    to consolidate our vehicle loans with some other loans please help me out i really do need a break from the debt collectors calling me everyday cause i dont no what to tell them. thank you

    Saturday, March 31, 2012 at 8:19 am | Permalink
  6. gladys applied for the following loan:

    Purpose of Loan:

    to consolidate our vehicle loans with some other loans please help me out

    Saturday, March 31, 2012 at 8:35 am | Permalink
  7. Bryan applied for the following loan:

    Purpose of Loan:

    I have an IRS debt that I wanted to pay off so I don’t have to worry about them garnishing my wages. I’m living paycheck to paycheck.

    Tuesday, April 3, 2012 at 12:20 pm | Permalink
  8. Jimmy applied for the following loan:

    Purpose of Loan:

    I just had a divorce, and now I have a large debt in which I cannot handle. I now have 2 jobs, working more than 60 hours a week. I have a fear of creditors starting to garnish my wages any day now, and this is my last resort before I file bankruptcy. I just wish to combine by bills into one payment, in which I can handle.

    Tuesday, May 1, 2012 at 11:49 am | Permalink
  9. don applied for the following loan:

    Purpose of Loan:

    i would like to consolidate all my bills into one monthly payment an purchase a car and have my credit fix.the reason my credit score is low i let two individuals got cars in my name they lost their jobs in oct 2011 i try to help them out but in the process got behind on my credit card and 1 store debt, have some good credit on my credit report. could you please give me a second chance i has’t purchase a new car for my self since 1997 the car i have now is giving a lot problems.
    thank

    Monday, May 14, 2012 at 11:49 am | Permalink
  10. reggie applied for the following loan:

    Purpose of Loan:

    Pay off debt

    Monday, May 14, 2012 at 6:42 pm | Permalink
  11. Clayton applied for the following loan:

    Purpose of Loan:

    I need it to buy a used car so I can try to get an actual job and to get me to and from college and help out my family when I get the vehicle.

    Monday, May 21, 2012 at 3:56 pm | Permalink
  12. raeanne applied for the following loan:

    Purpose of Loan:

    consolidate all bills into one payment

    Monday, June 4, 2012 at 3:45 am | Permalink
  13. Mandi applied for the following loan:

    Purpose of Loan:

    I need to pay off some bills before I get married as well as pay for some finalization’s for the wedding in September 2012. Trying to build my credit score back up and can afford to pay it back $500 per month.

    Tuesday, June 19, 2012 at 10:29 pm | Permalink
  14. Trisha applied for the following loan:

    Purpose of Loan:

    I had hard times starting 4 years ago with medical, students loans and more. I have fallen so behind and about to loose my home. I have been working with my mortgage company since december 2011 on a loan modification. I wasn’t so far behind when back in december but they refused to let me send in any payments unless it was in full. Now what i owe is double. I have 2 children. I just need a 1 loan to catch myself up so I can start rebuilding my ctedi and life.

    Thursday, June 21, 2012 at 8:36 pm | Permalink
  15. Stephani applied for the following loan:

    Purpose of Loan:

    I have had a bad year financially and personally. I have encountered a few unexpected expenses and borrowed small amounts here and there to get through. Now I am overextended and put other people who have helped me in binds as well. I am looking to pay off all debts and have one payment that is manageable. I would also like a little extra to cover at least 2 months payments so I can have time to build back up my emergency funds witch I have completely used up. All I can do now is pay what I can and barely keep food on the table for my family.

    Monday, June 25, 2012 at 1:08 pm | Permalink
  16. Mandi applied for the following loan:

    Purpose of Loan:

    Consolidating debt so we can get married and also paying for my son’s surgery.

    Sunday, July 1, 2012 at 11:12 pm | Permalink
  17. Josh applied for the following loan:

    Purpose of Loan:

    Had some issues come up with my car and kids. My fiancee was unemployed for almost two years and we are just starting to get back on track but the car threw a wrench into plans and our kids have some medical issues that we need to get looked after as well.

    Sunday, July 8, 2012 at 8:00 am | Permalink
  18. Charmaine applied for the following loan:

    Purpose of Loan:

    I want to pay a mortgage off. The home I live in now is paid for and is worth around 103,000. I want to pay off my previous mortgage and free the lien on this house from them.

    Wednesday, July 18, 2012 at 8:38 pm | Permalink
  19. Charmaine applied for the following loan:

    Purpose of Loan:

    I have a past mortgage that I would like to pay off. I own a home free and clear, however the mortgage company has a lean on it and I want to be free of the lean by them.

    Wednesday, July 18, 2012 at 8:41 pm | Permalink
  20. beth applied for the following loan:

    Purpose of Loan:

    We have had a bad few years struggling to make things better since a company shut down ruined our credit in 2009. We have 2 children and have rented the same home for almost 6 years. We have found what will be our first home to purchase and would like to do that as well as consolidate our car payment into that same bill. Going to look at the home today so please let us know asap.

    Friday, July 20, 2012 at 9:58 am | Permalink
  21. Paul applied for the following loan:

    Purpose of Loan:

    we NEED to buy a house and with a lower house payment than our rent payment we can have this loan paid off in no time!! Please, we are so desperate!!

    Saturday, July 21, 2012 at 8:08 pm | Permalink
  22. shanique applied for the following loan:

    Purpose of Loan:

    to pay off my car and get my car repaired it was involved in an accident and i have to get a lawyer to get my car back

    Tuesday, July 31, 2012 at 7:43 pm | Permalink
  23. Justin applied for the following loan:

    Purpose of Loan:

    I need to consolidate my debt, I’m in over my head due to several loans and really need to get to just 1

    Wednesday, August 1, 2012 at 7:21 pm | Permalink
  24. Charly applied for the following loan:

    Purpose of Loan:

    Living expenses, relocation costs, graduation costs, and certifification/licensing fees. I graduate in December and I am unable to work enough hours to cover living costs while I study for my exam for occupational therapy. I will start working in February of 2012.

    Wednesday, October 10, 2012 at 7:01 pm | Permalink
  25. Ryan applied for the following loan:

    Purpose of Loan:

    I was transferred to a new location and we bought a house, between buying it and furnishing it, it pretty much wiped our savings. Then we had some vehicle troubles that we had to pay with credit cards, on both of our vehicles, my daughter started pre-school and that payment has added on and now we are expecting a new baby. I am not behind on any of my payments but it is starting to get overwhelming and we want to get this under control and have some saving built up before the new baby arrives. I checked with a lender and they did the Credit score estimation, if I pay off all the credit card debt my credit score would be 735.

    Friday, October 19, 2012 at 2:17 pm | Permalink
  26. Cassie applied for the following loan:

    Purpose of Loan:

    Found the perfect home for our family of 9 at a price that leaves money open for renovations and taking care of the kids. Could be pd off in 5 yrs or less

    Sunday, October 21, 2012 at 8:17 am | Permalink
  27. darren applied for the following loan:

    Purpose of Loan:

    Buy a house

    Sunday, October 21, 2012 at 2:06 pm | Permalink
  28. James applied for the following loan:

    Purpose of Loan:

    we would like to buy a house , and found a very cheap one in good shape cos of the economy they reduced the price , sellers will only take cash or conventional loan but due to bankrupsy we cant get a loan conventional style so wanna know if you can help us ?

    Wednesday, October 24, 2012 at 10:14 pm | Permalink
  29. Jerad applied for the following loan:

    Purpose of Loan:

    Just got married, and want to buy a cheap home.

    Saturday, October 27, 2012 at 5:39 pm | Permalink
  30. Zack applied for the following loan:

    Purpose of Loan:

    I need to buy a car and consolidate my credit card debt and pay off my motorcycle. I have nothing for the winter and I’m trying to put my wife through school by paying for everything.

    Sunday, October 28, 2012 at 12:29 am | Permalink
  31. s applied for the following loan:

    Purpose of Loan:

    debt consolidation,
    personal loan

    Tuesday, October 30, 2012 at 10:52 am | Permalink
  32. Darryl applied for the following loan:

    Purpose of Loan:

    Need $50,000 to purchase business. Business cash flows over $85000 year.

    Friday, November 9, 2012 at 9:41 am | Permalink
  33. Samuel applied for the following loan:

    Purpose of Loan:

    Debt consolidation/personal loan – want to purchase first home

    Friday, November 9, 2012 at 10:04 am | Permalink
  34. Samuel applied for the following loan:

    Purpose of Loan:

    Debt consolidation/personal loan – want to purchase first home.
    I have been at my job for 2-1/2 yrs, I make decent money each paycheck. I am current on all of my bills and have paid some off. I do want to purchase land and home but would like to pay off a few bills to consolidate as one solid payment. I am almost 40 and want to finally settle in my own home. Please help!

    Friday, November 9, 2012 at 10:15 am | Permalink
  35. kelley applied for the following loan:

    Purpose of Loan:

    i need the loan to pay off bill and get a bigger home my daughter has epilepsy and a blood disease isin an ou of the hospital ive had to be off work to be with her i hope u can help me im in need of this loan to get caught up and to have a christmas with my kids

    Monday, November 19, 2012 at 7:53 pm | Permalink
  36. Gillian applied for the following loan:

    Purpose of Loan:

    Debt consilation. this last year got married to man who rang up debt in my name. When I met him I had a car payment and 1 credit card with less than $2000 balance. I would like to consoladte everyhting including my car to some payment a month. Ps…he is no lomger associated with any on my money :)

    Wednesday, November 28, 2012 at 6:07 pm | Permalink
  37. Genevieve applied for the following loan:

    Purpose of Loan:

    My House Is in forclosure i have Two kids And fiance who are My world but are not right now due To false Statements so i am looking for Help for that also since they have been gone everything has gone wrong every Volk behind ny Power Is off And My vehichle keeps Breaking down so i need a New vehichle i am losing
    everything that i have worked hard To get i have tried so many places so many people i dont know what Else To Do. I am failing everyone i love i am just looking for a Little bot Of Help To get Backup there . I know i am Most likely not going To get any loan but i have To at least try for My kids And fiance i just Hit a lot Bad luck in the last few months so thats My Story sad part, thats not even all Of it . Thank you for your time And have a happy holidays..

    Thursday, November 29, 2012 at 7:11 am | Permalink
  38. Tammy applied for the following loan:

    Purpose of Loan:

    I lost my job with a company called Precision Endoscopy where I was making $73,000 a year. I got behind in my mortgage and some medical and car loans. I also need to do some home repairs.

    Saturday, December 1, 2012 at 5:10 pm | Permalink
  39. Thomas applied for the following loan:

    Purpose of Loan:

    See above

    Sunday, December 2, 2012 at 8:37 am | Permalink
  40. Charles applied for the following loan:

    Purpose of Loan:

    Need the loan for business development and other obligations as a bridge until my full commissions are received from my book. I am self employed and need this money immediately to keep my business expanding and to pay continuous bills and expenses.

    Monday, December 3, 2012 at 2:36 pm | Permalink
  41. MiChelle applied for the following loan:

    Purpose of Loan:

    I would like to consolidate all my bills into one payment. I am living paycheck to paycheck and am recently divorced. Ex husband will not be paying any child support as he is incarcerated. Need to make a better life for my children. Oldest daughter is autistic and this prevents me from working any more hours than I do.

    Tuesday, December 18, 2012 at 7:14 pm | Permalink
  42. Jeffrey applied for the following loan:

    Purpose of Loan:

    Unemployed both myself and spouse. Well over in debt. Would like to pay off home, car and all credit cards to free up retirement income.

    Wednesday, December 19, 2012 at 9:25 am | Permalink
  43. Susana applied for the following loan:

    Purpose of Loan:

    Want to pay off all my debts off and take out what i have pawned over 3300 dollars…

    Friday, December 28, 2012 at 10:48 am | Permalink
  44. Tony applied for the following loan:

    Purpose of Loan:

    pay off all bills including car loan

    Sunday, December 30, 2012 at 3:24 pm | Permalink
  45. johnny applied for the following loan:

    Purpose of Loan:

    My mom and dad passed away in the last 2 years. We are paying their bills off and my brothers ain’t helping. I got a title loan on my truck my mom bought me before she passed and I don’t want to loose it. We are behind on house payments and bills and this is our last hope. Ive been working since I was a kid and supported my family but now its hard and my wife has a lot of responsilbilty on her and that’s not right. I told her when we got married I would always take care of her and I feel like I let her down. We just need a second chance I have land I can use for collateral.

    Tuesday, January 1, 2013 at 7:40 pm | Permalink
  46. johnny applied for the following loan:

    Purpose of Loan:

    Pay mom and dads funeral off and pays bills off and just have 1 payment

    Tuesday, January 1, 2013 at 7:56 pm | Permalink
  47. Ebony applied for the following loan:

    Purpose of Loan:

    To consolidate medical bills and a bad credit card

    Wednesday, January 2, 2013 at 9:13 am | Permalink
  48. Ebony applied for the following loan:

    Purpose of Loan:

    Debt consolidation on medical bills to bring up credit score

    Wednesday, January 2, 2013 at 9:23 am | Permalink
  49. John applied for the following loan:

    Purpose of Loan:

    Poor decisions with the use of credit cards led to a monthly game of catch up with the collections departments of several creditors. Recently divorced and stuck with the debt alone.

    Thursday, January 3, 2013 at 10:46 pm | Permalink
  50. LORELLE applied for the following loan:

    Purpose of Loan:

    I will be using this money to pay off all overdue accounts and repair my credit. Also get rid of a personal loan, but that account is current. I am a single mom with two kids, and yes I have made mistakes. Getting mixed up with a company that took over $3k from me is what got me so far in the hole.When I stopped payment to them, the refund I received was $77. I moved in with my parents to try and fix things myself. They don’t ask for rent or utilities, but I am still struggling. At this point I feel that this is my only hope, I don’t want to declare bankruptcy. The debt is a credit card, and 2 personal loans that I consolidated with this company. Those are the accounts that are so far behind. What ever is left I would use to finish paying off smaller bills and pay down my student loan. I would appreciate any help that I receive, please consider this strongly. Thank you for your time and consideration.

    Friday, January 4, 2013 at 6:24 am | Permalink
  51. Josh applied for the following loan:

    Purpose of Loan:

    Well I first moved up here the rent is outrageous and I need a vehicle for my family and myself so I took a personal loan for 7500 from one main financial I’ve been pay a high amount monthly and I looked what I still owe and it 20000 still so I want pay off fast because the faster and the less i pay 9000 if i pay tomorrow I think I’ve payed enough intrest on that I used the money to lease a vehicle which is worth 16000 and I don’t pay 30000 for it like what is for just young and I guess the extra 10000 I want to get my wife and kids a better place to live this last month a fell behind with holiday and recently had my third child work has slowed down so my checks have been
    short do to weather I have payed rent and other I have been applying everywhere for a small loan very unsuccessful then realized it was do to my debt for a used vehicle and of course my credit score I just want to make a better start this year and right now no one will help so please can help us thanks

    Friday, January 4, 2013 at 4:48 pm | Permalink
  52. james applied for the following loan:

    Purpose of Loan:

    my b/p and diabetes got out of control and had to stop driving over the road. plus i had been paying off my mother and fathers funerals and other debts they had. we had just had a new baby in august. i would like to get back on track so i can give my daughter a better life.

    Thursday, January 17, 2013 at 3:08 am | Permalink
  53. Richard applied for the following loan:

    Purpose of Loan:

    Repossession. I borrowed 30,000+- a few years ago to build my house on the acreage I have (60 acres). Did most of the work ourselves and then got several months behind (4 or 5) so I put property up for sale (285,000) and bank said they would work with me since I was selling and property was worth so much more than loan. Then I received acceleration notice and foreclosure notice today

    Thursday, January 17, 2013 at 2:10 pm | Permalink
  54. Debbie applied for the following loan:

    Purpose of Loan:

    To pay off credit report and improve our scores. Most have agreed to a pay for delete if we can get the money along with consolidating all our bills into one. It would also help us to fix up our camper we live in since we lost everything April 16, 2011 in a tornado that hit the home we were living in. Our credit is not good due to a repo that was in our name that belonged to our son. He was in Boot Camp and could not send money home to make the payments along with some bad choices we made while raising our children but are trying to take care of now and don’t want to file bankruptcy. We really need to either fix our camper before the next rain or get a better one. Not a new one but a better one with a little more room as this one is only 24ft and has no slides. We sold what we could salvage from the storm to get this camper but the dealership lied about the issues it has. We have lived in this for almost 2 years now and its getting worse every time it rains the roof by the bed leaks and so does the roof in the bathroom. We need to replace the floor by the door and in the bathroom. We can afford to pay about 820.00 a month for 10 yrs at 10% if the interest is higher we would need to go out a few more years. We just need a fresh start and a second chance. Thanks for your time.

    Sunday, January 20, 2013 at 12:02 pm | Permalink
  55. David applied for the following loan:

    Purpose of Loan:

    Used to have no debt but things just got out of hand and trying to consolidate the debt and raise the credit score.

    Tuesday, January 22, 2013 at 5:37 am | Permalink
  56. Lucas applied for the following loan:

    Purpose of Loan:

    I need to pay my personal and business taxes. I have no money to pay them. I need to pay of my overly high interest rate credit cards. I can never seem to get them payed off, and i never use them. I have a car that i will own in september. I am hoping to consolidate my debt so I can just pay one large payment. I am a hard working man who does everything for my family. I am honest with paying my debts. I am stuck in a hard spot and need help. this loan would help me get back on my feet. I bring 900 dollars home a week which is 3600 dollars a month i can afford this loan along with my house payment, utilities, and phone and personal living expenses for me my wife and daughter.

    Thursday, January 24, 2013 at 2:42 pm | Permalink
  57. Monique applied for the following loan:

    Purpose of Loan:

    I recently lost my brother in October and has a few medical issues so I missed two months of work. In that short period of time, everything went downhill. I have a stack of bills that are overdue and two tickets that warrants will be issued on next week. I am trying to avoid losing everything I have worked so hard to earn. I also am trying to pay a few bills that are impacting my credit
    score horribly. I have searched everywhere for help with no success. At this point I am begging for someone to allow me to clean up this mess. Thank you in advance.

    Friday, January 25, 2013 at 12:44 am | Permalink
  58. Belinda applied for the following loan:

    Purpose of Loan:

    I had money garnished from my wages causing me to fall behind on payments and since then its just playing a catch up game. I can afford a monthly payment on one loan its just hard to do on like 12 credit cards/loans

    Saturday, January 26, 2013 at 7:05 am | Permalink
  59. Ronald applied for the following loan:

    Purpose of Loan:

    Consolidate debts. Have 2 title loans totaling $1100 per month. A couple of payday loans, CC debt, couple of personal loans. Would like to have one payment. Tried banks but denied. Looking for 3-4 yr loan, 14% to 18%. By doing this, would cut close to $1200 off my monthly payments. Am current on all debts, just tired of living paycheck to paycheck

    Saturday, January 26, 2013 at 6:01 pm | Permalink
  60. carl applied for the following loan:

    Purpose of Loan:

    I have no mortgage or rent payments . I want to buy a condo in Myrtle beach that is 40,000 . I can put down 10 to 12,000

    Thursday, January 31, 2013 at 5:59 pm | Permalink
  61. Sharon applied for the following loan:

    Purpose of Loan:

    I work full time as a nurse. I make approximatly 44000.00 a year. I have no credit cards but I do have a lot of debt due to past medical bills. I have played several off but when I start paying One bill collector they all start calling and I can not afford to pay several at once so i need a loan to pay everyone off and start fresh

    Friday, February 8, 2013 at 11:08 am | Permalink
  62. Sharon applied for the following loan:

    Purpose of Loan:

    Clean up credit and start fresh

    Friday, February 8, 2013 at 11:13 am | Permalink
  63. need help applied for the following loan:

    Purpose of Loan:

    tring to improve my credit .I can only get car loans an that don’t help that much . I have doctor bills that i have to get paid an Im fighting for my daughter . I own my own home out rite but credit want let me even borrow against it. I don’t want my daughter moving 2000 miles away please help.

    Sunday, February 17, 2013 at 12:19 am | Permalink
  64. Brian applied for the following loan:

    Purpose of Loan:

    Medical bills and credit card debit and would like just one payment. Because they are trying to take everything I own.

    Sunday, February 17, 2013 at 2:20 pm | Permalink
  65. Carolyn applied for the following loan:

    Purpose of Loan:

    To get out of renting, buy a MH on 5 acres and pay off truck loan of $5000. We are buying property for commercial agriculture use. Strawberries. We had a place that we were renting with a quarter acre high producing strawberry field, but it was in foreclosure and bank refused to sell to us. We ended up abandoning it and I would like to start over with our own place, not rented. The place we are renting now costs more and we are not allowed to have a garden.

    Monday, February 18, 2013 at 9:21 am | Permalink
  66. Monique applied for the following loan:

    Purpose of Loan:

    I desperately need to pay off some bills. I had missed some time from work the end of last year and fell behind on everything. I have a traffic ticket that is in warrant status now, and utilities that are going to be disconnected. To make things worse I was just scammed out of $700 that I sent to a company that I thought I was getting a loan from. That was my rent money. Now I am facing eviction. I am desperate and need help terribly. I have tried everything and don’t know what else to do. I would also like to keep my wages from getting garnished. I am begging for your help please!!!!! I am grateful for any assistance you can offer. Thank you in advance.

    Monday, February 18, 2013 at 12:07 pm | Permalink
  67. Nastacia applied for the following loan:

    Purpose of Loan:

    I am a single mother and i have twins and I’m trying pay the bills, daycare fees, and my debts. I thought I was going to be able to with my income tax money but they took my money because of school loans which I was trying to start payment on! The money will help me get my car fixed so that I can get a better paying job with steady hours. Please help me

    Monday, February 18, 2013 at 11:48 pm | Permalink
  68. Hopeless applied for the following loan:

    Purpose of Loan:

    Purchase a franchise business. Traditional lending not an option. Ground floor opportunity in $80 billion industry. Would be the only one in state!

    Wednesday, February 20, 2013 at 7:58 pm | Permalink
  69. Arthur applied for the following loan:

    Purpose of Loan:

    My plan is to use the money to pay off two loans with high interest rates, credit card debt and a car. I am looking to have one payment per month instead of spending over $600 per month in unsecure debt. I plan on using the additional income to save my money for a home purchase later this year and to improve my credit scores to the 700s.

    Thursday, February 21, 2013 at 7:33 pm | Permalink
  70. Sherry applied for the following loan:

    Purpose of Loan:

    Pay of credit cards. All payments current. Just want to combine into one payment

    Friday, February 22, 2013 at 8:56 am | Permalink
  71. Conrad applied for the following loan:

    Purpose of Loan:

    I am looking to barrow this money because I am now at a stage in my life where things are moving forward for better opportunities. I would be using this money to pay for an engagement ring, my wedding, a down payment on a home, and possible invest some of it. Having this loan/advance will provide me with better opportunities for building blocks to a great future. Thank you again for your time.

    Conrad

    Wednesday, February 27, 2013 at 9:07 am | Permalink
  72. Ruth applied for the following loan:

    Purpose of Loan:

    We need to consolidate our credit card bills and pay off the student loan so we have one monthly payment. We always pay our bills every month and the only time we weren’t on time was when I was in the hospital due to the birth of our second child. I am hoping for an APR of 15% or less! I am also asking for a no collateral loan because we don’t own a home or new vehicles. I know that’s a lot to ask with my credit score being 600, but I know we are worth it because we are so good at paying things off. We just need this break. We were living off the credit cards just to make ends meet because we lost our jobs at one point and it was the only way we could survive with no family members to help us! If there’s anyone out there who can help out a trustworthy family, please contact me. Thank you!

    Wednesday, February 27, 2013 at 2:21 pm | Permalink
  73. Krista applied for the following loan:

    Purpose of Loan:

    I am trying to consolidate all debt so I have one monthly payment. I can pay it off a lot quicker that way and can’t get help from banks because I don’t have a great credit score. Please help.

    Saturday, March 2, 2013 at 6:28 am | Permalink
  74. Brandon applied for the following loan:

    Purpose of Loan:

    but wanna get a house but can’t because credits to low for FHA

    Friday, March 8, 2013 at 4:27 pm | Permalink
  75. Sam applied for the following loan:

    Purpose of Loan:

    Now ever since I lost work I discover a recession proof job and it’s called owning your own business.. I am trying to run a pool cleaning trade. Last 3 weeks I been door to door advertising my business to get accounts. I don’t if it my sale pitch or people our down with money but I found pool routes for sale web site perfect answer from the lord but I don’t have the money to purchase I found a pool route near but I need nearly 40,000 dollars to buy please help me , I’m in debt since I lost my job and wasting money on ads and not bills.

    Saturday, March 9, 2013 at 6:36 pm | Permalink
  76. John applied for the following loan:

    Purpose of Loan:

    I need this loan to pay off credit card debit on my in laws cards I used to fix up one of my properties. Need rest of money to finish remodel of another property.

    Monday, March 11, 2013 at 10:54 pm | Permalink
  77. Incoronata applied for the following loan:

    Purpose of Loan:

    I fell behind on some bills trying to pay for my son college tuition and max. My credit cards out. I need the money to pay off my cards and expend my business. I am a private investigator/case examiner. But I want to start another business doing crime scene clean ups, I can make so much money doing that because I am already in that line of work. I want to use my house for collateral.

    Wednesday, March 13, 2013 at 3:46 pm | Permalink
  78. Jason applied for the following loan:

    Purpose of Loan:

    both of my parents passed away and left the house to me and my brother and my brother is being greedy and wants his share of the house so he can sign it over to me and my wife once and for all, we were able to pay him half of what we owe him but he is still not satisfied he wants the other half NOW. The house is paid off, there is no mortgage, but because of our credit history we cannot get any type of financing. I hope someone out there can help us once and for all. My family could really use the miracle right now. Thank you for your time and God Bless.

    Wednesday, March 13, 2013 at 8:17 pm | Permalink
  79. Ed applied for the following loan:

    Purpose of Loan:

    My wife is on disability for Chronic Migraine Headaches, which got increasingly worse until she could no longer work and had to quit in Sept. 2009, on her 2 specialists’ advice. She went from making over $80,000/year to $27,500/year on disability. We filed bankruptcy due to the huge medical bills we had incurred. Now, we have credit card debt and payday loans we need to consolidate, so we can get our finances leveled back off again. The debt we want to consolidate is pretty much medical expenses from the time after the bankruptcy (late 2010), to when my wife got on Medicare (early 2012), and just everyday expenses (gas, food, etc). The thing about the medical expenses is that even though we had traditional medical insurance, we still had a lot of out-of-pocket expenses as well. On our Federal Income Tax Return for 2011, we had over $19,800 in medical deductions. Now that my wife is on Medicare and has supplemental insurance also, her out-of-pocket medical expenses are considerably less than they were, and we can financially handle them. We just need the loan to allow us to pay off the other debt at a manageable monthly payment.
    Thank you for your time and consideration.

    Friday, March 15, 2013 at 8:04 am | Permalink
  80. Ray applied for the following loan:

    Purpose of Loan:

    I have numorous payday loans that have exremely high interest rates. I also have creditcards with high balances and interests rates. My goal is to consolidate all my debt into one manageable monthly payment. Thank you for your consideration

    Friday, March 15, 2013 at 7:09 pm | Permalink
  81. Ray applied for the following loan:

    Purpose of Loan:

    I have numerous payday loans with high interests rates because of my credit score. I want to pay off my loans and credit cards and consolidate them into one manageable monthly payment.

    Friday, March 15, 2013 at 7:22 pm | Permalink
  82. Patrick applied for the following loan:

    Purpose of Loan:

    I have paid off over 20,000$ in credit card debt in the past few years and have gone through almost all of my savings. When I got in trouble and ruined my credit about 5 years ago I borrowed $40,000 from my mother and $10,000 from my father. I would like to pay them both back and also need money for a new apartment. Where I live now is being ran by slumlords and I truly need to get out of here it’s unhealthy.

    Sunday, March 17, 2013 at 7:39 pm | Permalink
  83. Jacinta applied for the following loan:

    Purpose of Loan:

    Im a single mother of a 2 year old. I got 2 credit cards to support our household items and clothes. My hours cut back at work and I couldn’t make monthly payments. Now Im working great hours again but the payments have spiraled too high.

    Monday, March 18, 2013 at 7:41 am | Permalink
  84. Arthur applied for the following loan:

    Purpose of Loan:

    I’m in dire consumer debt and I just want one payment

    Thursday, March 28, 2013 at 3:26 pm | Permalink
  85. Amanda applied for the following loan:

    Purpose of Loan:

    Need to pay off legal fees and credit card debt.

    Friday, March 29, 2013 at 9:24 am | Permalink
  86. Jarvis applied for the following loan:

    Purpose of Loan:

    My wife and I have many medical bills and other credit card bills plus daily living bills. We would like to pay off all the bills and have one monthly bill. Credits for the medical bills call all the time. We want to pay them but we can only do so much at a time. Please help us with a loan . thank you.

    Sunday, March 31, 2013 at 7:06 am | Permalink
  87. Marlene applied for the following loan:

    Purpose of Loan:

    I need this loan to get caught up on bills so that I will have one payment instead of several different ones.

    Monday, April 1, 2013 at 8:24 am | Permalink
  88. Franklin applied for the following loan:

    Purpose of Loan:

    Need to consolidate three loans into one loan. 2 car loans and one personal loan. Payoff on all three is 22k. Still searching for second full time position in order to get caught back up. Starting to fall behind which is bringing my credit score down. If unable to secure a loan asap will voluntarily surrender my vehicle.

    Monday, April 1, 2013 at 6:55 pm | Permalink
  89. Amanda applied for the following loan:

    Purpose of Loan:

    The business was doing really good until the economy took a plunge. We are robbing Peter to pay paul and business only runs 6 months out of the year so we used credit card to try and pay bills, I couldn’t find a job to help with the income until July of last year. We are also trying to get some start up supplies for the business and this money would help get us started this year along with paying off the debt owed. We do not want to file for bankruptcy we want to pay off all that is owed, just need a little help getting that into one payment. Hoping someone will take a chance on helping us. Thanks.

    Tuesday, April 2, 2013 at 6:09 pm | Permalink
  90. Drew applied for the following loan:

    Purpose of Loan:

    After a divorce and a foreclosure on our home money has become tight and debt is starting to pile up. I would use the loan in order to pay off everyting all at once and consolidate to one easy monthly payment.

    Thursday, April 11, 2013 at 11:00 am | Permalink
  91. Bill applied for the following loan:

    Purpose of Loan:

    I was hurt at work years ago and found out that I have narcolepsy and recently diagnosed with MS. It took years hospital stays to figure it out. Because of my afflictions I am no longer allowed to drive and must monitored at all times. I would like to repay the debts I incurred as a result of my injuries.

    Friday, April 12, 2013 at 11:56 am | Permalink
  92. dana applied for the following loan:

    Purpose of Loan:

    consolidation on everything I have and have one payemnt

    Friday, April 12, 2013 at 1:24 pm | Permalink
  93. jodi applied for the following loan:

    Purpose of Loan:

    behind in all bills

    Monday, April 15, 2013 at 4:09 pm | Permalink
  94. JAM applied for the following loan:

    Purpose of Loan:

    To pay bills and credit cards due to my husband being out of work for almost three years

    Monday, April 15, 2013 at 5:31 pm | Permalink
  95. anthony applied for the following loan:

    Purpose of Loan:

    Want to buy a home,

    Sunday, April 21, 2013 at 5:50 pm | Permalink
  96. Edward applied for the following loan:

    Purpose of Loan:

    Need to payoff current loan through work to take out bigger loan on our own money this loan of 24,000 will be paid back within 3weeks

    Monday, April 22, 2013 at 10:20 am | Permalink
  97. Nathan applied for the following loan:

    Purpose of Loan:

    Unable to go through a traditional bank due to poor credit and unable to find a co-signer. Consolidate my medical bills, student loan, and purchase a vehicle.

    Monday, April 29, 2013 at 6:57 pm | Permalink
  98. Greg applied for the following loan:

    Purpose of Loan:

    Been playing catch up for years and I’m not getting anywhere due to interest and late fees. This loan would pay of 100% of my outstanding debt. And with that I could easily pay off this loan (principal) in less than 3 years and finally save for a home for my family

    Tuesday, April 30, 2013 at 1:00 pm | Permalink
  99. Zachary applied for the following loan:

    Purpose of Loan:

    Pay off car, pay all bills up to date, pay mortgage for 2 months, pay off all credit cards, pay off any other bad debts, and use any left over towards getting ahead on finances. I pay 473 for my car alone so I can obviously afford that and if its all my bills, I can afford more.

    Thursday, May 2, 2013 at 3:30 am | Permalink
  100. Nathan applied for the following loan:

    Purpose of Loan:

    Would like to pay Mcginnis my student loan and medical bills. Also purchase a pickup.

    Sunday, May 5, 2013 at 7:14 pm | Permalink
  101. Kayla applied for the following loan:

    Purpose of Loan:

    I am seeking a loan in the amount of $30,000.00 in an effort to consolidate all outstanding debt into one payment. I am trying to clear existing debt thus helping to increase my credit score. I have ran into numerous financial difficulties and have not had to ability to rectify certain situations of my own volition. My father and grandmother both dies unexpectedly, and both uninsured which placed a huge financial strain itself. I am also recently divorced and unfortunately have a lot of debt that has been obtained as a result of that union. I am searching for an organization that will give me a second chance to correct these blunders, thus allowing me to move in the right direction. I am a responsible woman and have the means for repayment if only I could be given the chance. Please consider my loan request and consider providing me that chance. Thank you.

    Monday, May 6, 2013 at 10:09 am | Permalink
  102. Ronald applied for the following loan:

    Purpose of Loan:

    To pay bills

    Tuesday, May 7, 2013 at 6:01 pm | Permalink
  103. Patrick applied for the following loan:

    Purpose of Loan:

    My wife is wanting to start a business. We do not have the initial capital to start. We want to take the 30k and invest it into a business that would return the money very quickly.

    Wednesday, May 8, 2013 at 9:33 am | Permalink
  104. Aaron applied for the following loan:

    Purpose of Loan:

    want to completely get out of debt and purchase an automobile.

    Wednesday, May 8, 2013 at 11:13 am | Permalink
  105. Renee applied for the following loan:

    Purpose of Loan:

    Debt consolidation

    Tuesday, May 14, 2013 at 6:19 am | Permalink
  106. Jonathan applied for the following loan:

    Purpose of Loan:

    I need this loan to consolidate my debt. Currently I pay out over $1,500.00 to my creditors a month for my unsecured debt. This loan will allow me to free up my cash to where I can make all of my payments, improve my credit score, and have money left over.

    Wednesday, May 15, 2013 at 4:48 pm | Permalink
  107. Henry applied for the following loan:

    Purpose of Loan:

    I need money to settle credit card debt from construction costs.

    Thursday, May 16, 2013 at 6:47 am | Permalink
  108. Andrew applied for the following loan:

    Purpose of Loan:

    Purpose: I am going to be a partner in a restaurant that has existed since December 2011. The current location is in a remote area and we want to move and expand to a much larger area that is not so remote.

    We will be moving and expanding our business to a main strip in the tourist area, with hotels, time shares, other small businesses and residential communities within a (1) one mile radius. We have already been approved for the new location and we are just looking for the start up loan to get this venture opened.

    The restaurant is already rated 4 ½ to 5 stars, and is number 27 out of 99 on the Trip Advisor website for best restaurants for tourists.

    I do hope that with your expertise, we may be able to open this restaurant within the next few weeks and with the revenue that is expected from this venture, the turnaround time on the loan will be shorter than most loans.

    Friday, May 17, 2013 at 7:58 am | Permalink
  109. anthony applied for the following loan:

    Purpose of Loan:

    Consolidation

    Friday, May 17, 2013 at 8:53 am | Permalink
  110. Blueprint applied for the following loan:

    Purpose of Loan:

    Half of the loan will be to consolidate and pay off private student loans and past credit card fees, while the other half I will use to get my Real Estate Business started

    Friday, May 17, 2013 at 3:27 pm | Permalink
  111. Axel applied for the following loan:

    Purpose of Loan:

    Too many bills, I dont even have money left over any more. I rather have one payment just so I can pay all the bills off.

    Sunday, May 19, 2013 at 1:16 pm | Permalink
  112. Jason applied for the following loan:

    Purpose of Loan:

    I need to clear up credit card debts and business bills and close up my business and just work as a wholesaler for another dealer where I don’t have to invest my own money anymore. I had a lot of lawyer fees recently and that really hurt me.

    Wednesday, May 22, 2013 at 9:06 am | Permalink
  113. Ashly applied for the following loan:

    Purpose of Loan:

    I was discharged from the military in November 2012. We have two kids and was jumping fr couch to couch till we were able to purchase a home in may 2013. However once we moved in our current appliances started breaking our oven range had a gas and can’t be fixed our washer and dryer broke and will cost more to repair then to buy new ones our fridge doesn’t get cold so we use an ice chest. We have credit card debt, my husbands court debt and from living on the militry base we owe them money. We keep getting deeper in a hole. We would like to consolidate the debt in one loan and buy new appliances and take care of other broken things in the home. Please help us. Thank you

    Thursday, May 30, 2013 at 11:59 am | Permalink
  114. John applied for the following loan:

    Purpose of Loan:

    Debt and to pay off house.
    Do not have car payments. Both titled in my name. 2008 ford f150 and 99 volvo

    Friday, May 31, 2013 at 7:23 am | Permalink
  115. John applied for the following loan:

    Purpose of Loan:

    Debt and pay off house

    Friday, May 31, 2013 at 7:30 am | Permalink
  116. Cindy applied for the following loan:

    Purpose of Loan:

    I made a bad deal with someone who took all of my money and now the back keeps taking all of my paycheck I need help to turn this around I know that I can because I actually work two jobs sometimes three. I just need someone to help me turn this situation around so I can move forward.

    Saturday, June 1, 2013 at 7:50 am | Permalink
  117. krista applied for the following loan:

    Purpose of Loan:

    I need this to catch up on bills now that I am getting help for my depression. I want to get back on track and increase my credit score

    Tuesday, June 4, 2013 at 6:52 am | Permalink
  118. Chris applied for the following loan:

    Purpose of Loan:

    Pay off behind bills and clear the way to purchase my first home by February

    Tuesday, June 4, 2013 at 10:43 am | Permalink
  119. Becc applied for the following loan:

    Purpose of Loan:

    Fiance left me as a single parent while I was deployed with no outside support and all bills. (No bills are behind)Now focusing on paying everything off and building credit and have one payment/intrest rate instead of numerous payments.Thank you for your time.

    Thursday, June 6, 2013 at 10:49 am | Permalink
  120. melanie applied for the following loan:

    Purpose of Loan:

    To pay all the payday loans to have more money to pay basic bills and save to improve credit rating.I honestly believe I can use help in starting anew with my financial life.I hope someone can help me with my situation.

    Sunday, June 9, 2013 at 9:23 am | Permalink
  121. cyndic45 applied for the following loan:

    Purpose of Loan:

    I have a balloon payment on my home. I will have 5k of my own money in by loan date. This would be my mortgage payment. The land lord owner can vouch not late in 2.5 years

    Sunday, June 9, 2013 at 7:04 pm | Permalink
  122. Ashley applied for the following loan:

    Purpose of Loan:

    To consolidate all bills into one bill, get back on my feet and get a second chance so I can attend college and get my degree.

    Sunday, June 16, 2013 at 12:30 pm | Permalink
  123. Jason applied for the following loan:

    Purpose of Loan:

    The loan would be to buy the FedEx route from the contractor I’m working for so I can become an independent FedEx ground contractor with my own business.

    Tuesday, June 18, 2013 at 6:35 pm | Permalink
  124. Leslie applied for the following loan:

    Purpose of Loan:

    This would pay off all of our loans and credit cards.

    Wednesday, June 19, 2013 at 5:10 pm | Permalink
  125. Joy applied for the following loan:

    Purpose of Loan:

    I am two years divorced with a child and not living on my own-I have filed bankruptcy during the divorce and now I have a large legal bill to pay and a few outstanding bills-Over 5 years with some interest-I will pay you back-Thank You

    Thursday, June 20, 2013 at 6:14 pm | Permalink
  126. Cintia applied for the following loan:

    Purpose of Loan:

    I am a single mom of two boys one of which is autistic. I work a full time job and barely make it paycheck to paycheck I would like the loan so that I can pay all my debt and consolidate to one payment this way I can finally be ahead of the game and not worry where my gas in gonna come from and be able to be ok and be with my boys stress free without constant worries how im going to pay these debts.

    Friday, June 21, 2013 at 3:32 pm | Permalink
  127. Taylor applied for the following loan:

    Purpose of Loan:

    Need to consolidate into 1 large payment to get debt paid off faster. Feel like we aren’t going to be able to afford to put our son in preschool.

    Friday, June 21, 2013 at 11:25 pm | Permalink
  128. M applied for the following loan:

    Purpose of Loan:

    Applied last month with no answer. At the time knew I needed to consolidate my bills to straighten out my finances in order to live responsibly again and get back on track. I’ve exhausted all credit available and banks won’t look at me because of my low credit score. Since then have started to have difficulty paying my debts resorting to payday loans which have made things worse. Would like to have one manageable payment. I simply need a new start (a second chance); life would be easy again.Hoping someone is willing to believe in me and help me take my debt by the horns and start fresh.

    Sunday, June 30, 2013 at 4:35 pm | Permalink
  129. Travis applied for the following loan:

    Purpose of Loan:

    This Loan would be specifically to combine all areas remaining debt, which includes School loans.. Majority would go to school loan settlement, and the rest for possible marriage arrangments, etc. This will allow for me to regain my credit score and have 1 payment for all if not most bills.. Hopefully a 15 year repayment option, which would round out to about $300 a Month…

    Monday, July 1, 2013 at 1:20 pm | Permalink
  130. Cynthia applied for the following loan:

    Purpose of Loan:

    I was subletting an aparment from a person whom I knew for a long time and was living in the apartment for almost 4 years and paying him rent and electricity. He was not paying the bills, I had no knowledge and now I am facing eviction and will be homeless with no place to stay. I have no lease or anything in my name. I need immediate help to relocate. Apartments in NYC are astronomical and I have no place to stay and no money and my phone was stolen from the library on Friday. I need immediate help, please.

    Monday, July 1, 2013 at 7:34 pm | Permalink
  131. Douglas applied for the following loan:

    Purpose of Loan:

    Have two children 8, and 1. Was in a car accident a few years ago and my wife is afraid to tribe cars. We bought an SUV that cost a lot. Had unexpected family events 2 years ago and no money to pay for them so we ended up using credit cards. Day care expenses in the summer are now 1200 a month. Our house is 10 years old now and we have had some unexpected repairs. I am trying to return to school to get my bachelors in Nursing but find it difficult to pay tuition, work full time, and take a full load of classes. Would like to get cards payed off, and possible all vehicles and have just the two late bills, (House, and this loan).

    Tuesday, July 2, 2013 at 12:53 am | Permalink
  132. Michael applied for the following loan:

    Purpose of Loan:

    Credit repairing and rebuilding. Child support arrears have shackled me from ever being to further and advance. With the loan, I can pay off my arrears, few utility bills, repair my credit, and open possibilities for future incomes I wouldn’t have with the current debts I owe.

    Friday, July 5, 2013 at 7:10 am | Permalink
  133. Carl applied for the following loan:

    Purpose of Loan:

    My son died last year from brain cancer. Two months later my father died. Since then, I have been unemployed and trying to get my associates degree in buisness. My mortgage is behind, there are medical bills still unpaid, vehicle payments behind, and credit card debt in default. If I had this money, I could pay the majority of my outstanding debt off and easily handle paying it back in monthly installments.Please help me bounce back from the loss of my son and fix things for the future.

    Saturday, July 6, 2013 at 12:51 pm | Permalink