FUSA loan menu Lawsuit Loans Military Loans Bad Credit Student Loans Motorcycle Loans Boat Loans RV Loans Car Loans Bad Credit Business Loans Home Mortgage Loans Debt Consolidation Loans Payday Loans Bad Credit Loans

$3000-$4000 Bad Credit Loan from Cheyenne, Wyoming

$3000-$4000 Bad Credit Loan from Cheyenne, Wyoming

Below is an example of a borrower who used our pre-application form below to request a loan for $3000-$4000. She was approved with a private lender from our network. You will find thousands of these loan applications on our site for around $3K to $4K, with close to 80% of the applicants having poor credit ratings. Many are approved, while many need to provide additional information to enable a more complete assessment to be completed before a decision about their loan application can be made. Some people just do not fill in the application completely or provide information that is not accurate.

$3K-$4K Loan w/ Bad Credit (the borrower)

The borrower below points out that she lives in Cheyenne, and the lender that approved her loan application provides loan services in all of Wyoming, but also provide loans in 47 other States in the USA. We chose her loan request because her story is relatively common and represents what many people are facing when they are trying to find a lender to approve a loan application when they have a bad credit rating. Your credit rating is one of the things that every consumer should protect, since a good credit rating will save you money when applying for loans.

Many consumers use their credit cards to make purchases every day and they pay the balance off each month when they receive their statements. When payments are made repaying the full balance there is no interest charged on the account. This is really a great way to obtain a small loan interest free for the period up to when the balance is due.

The difficulty for many people comes at the end of the month when the statement arrives and the balance is due. They may not have sufficient funds to repay the balance and this is when interest is charge on the unpaid balance at rates from 18% to as high as 28% depending on who you have your credit card from. Paying rates this high makes it very difficult to repay the balance in a reasonable amount of time.

Many consumers will turn to lenders to borrow money at lower interest rates to save money and to gain a more reasonable monthly payment as well. This is a good strategy, however if you have a bad credit rating, many lenders will not even consider your application and will not loan money to you.

With a bad credit rating in the mix, consumers can turn to lenders who are willing to lend money to bad credit borrowers at rates above what typical loans would be at, however these loan interest rates are still well below the interest rate that credit cards typically charge. There is still an opportunity to save money and reduce your interest rate costs by taking this approach.

For more information about this applicants loan application read the application details below.

 

Applicants Going Online for $3000-$4000 Loans

One of the reasons there are so many applicants looking for 3000-4000-5000 dollar loans is because people don’t want a typical paycheck loan, and they are looking for decent APR levels.  Paycheck loans typically charge high interest rates and high processing fees and must be repaid with the proceeds of your next paycheck. A non paycheck style loan is more competitive with lower interest rates and the flexibility of being repaid over a longer period of time. We have a post on 12 month loans that explains this further.

We work to try and get each and every user approved, and approved with an honest lender for people with bad credit ratings as well as good credit ratings. Please use the pre-app down below to start the process.

Initial Loan Request for $3000-$4000

My name is Maxine K. and I live Cheyenne, Wyoming with my husband of six years and our three children ages 4, 8, and 12. We need to get a loan for 3 thousand to 4 thousand dollars as quickly as you can.

The problem is that we have very bad credit ratings, and we have no fast way to earn more money. I have to look after the children all day, and my husband’s job is limited monthly income of a take home of $3670. If I went to work, the babysitting fees would take everything that I would earn and our quality of life would suffer greatly. We are better off with me looking after the kids at this point and not looking for work.

That is enough to pay the mortgage and the bills, but there is nothing extra left to pay down debt. Do you know of any lenders in my area of Cheyenne that can approve a loan online fast?? Our bills have reached brand new heights this year from our bad luck in the last year. We have an emergency situation financially on our hands here and we have to at least pay off all of our credit card debt this month. The interest rate on the credit card is ridiculous and we are hoping to be able to find a lender that will lend us the money we need at reasonable interest rates that are far below what the credit card companies are charging.

 

40 Loan Requests

  1. Angela applied for the following loan:

    Purpose of Loan:

    Husband had some health issues this year and have fallen behind on bills, rent, car payments etc.trying to start a small business jan 1, but we need to catch up on our rent and other things, landlord is threatening to evict us and our children.

    Wednesday, December 28, 2011 at 6:35 am | Permalink
  2. Steven applied for the following loan:

    Purpose of Loan:

    Had a hard few years and need to get caught up on bills

    Tuesday, August 28, 2012 at 8:21 am | Permalink
  3. Jason applied for the following loan:

    Purpose of Loan:

    My fiance and I are in a financal mess of a situation I have days to come up with money to avoid eviction. Also she is pregnant and the dr bills a re mounting quickly. With me out of work as the primary provider due to my injury and her not being able to work as much we need a financal bump to get back on track. As the loss of income caused the bills to mount up over time.

    Saturday, September 22, 2012 at 11:41 am | Permalink
  4. Nathalie applied for the following loan:

    Purpose of Loan:

    I need to pay a student fee that is about 4,000 asap but also contribute to bills at home and keeping up with school.

    Wednesday, October 17, 2012 at 4:18 pm | Permalink
  5. Debora applied for the following loan:

    Purpose of Loan:

    I need to pay off a debt and also I need to move in a bigger house

    Sunday, October 21, 2012 at 12:59 am | Permalink
  6. Darilyn applied for the following loan:

    Purpose of Loan:

    Catch up on some bills

    Sunday, October 21, 2012 at 8:52 pm | Permalink
  7. Jacquelyn applied for the following loan:

    Purpose of Loan:

    I have currently alot of high end bills that need to be paid or caught up. I really need the help. I have done everything I can to find a loan but to no avail. I will make higher payments monthly around the 300.00-350.00 range. I can’t afford no higher. Please give me a chance. I swear I will pay you back. You have my word. I fell on hard times about two years ago and had to let all my credit cards go. So I have been trying to pay them off one by one. Its been hard trying to pay them off. So any help you can give will be much appreciated. I would be so grateful.

    Monday, October 22, 2012 at 7:50 pm | Permalink
  8. Jesus applied for the following loan:

    Purpose of Loan:

    I am going through a divorce and I am trying to pay my debt down. I am needing to get into my own place.

    Tuesday, October 23, 2012 at 7:45 pm | Permalink
  9. Manny applied for the following loan:

    Purpose of Loan:

    Consolidate payday loans

    Friday, November 2, 2012 at 6:44 am | Permalink
  10. sharon applied for the following loan:

    Purpose of Loan:

    need to pay off deby

    Monday, November 5, 2012 at 4:29 pm | Permalink
  11. robert applied for the following loan:

    Purpose of Loan:

    I need to get some dental work for my mouth and I believe the Dr. told me 4000$ would do what I need teeth are expensive.

    Saturday, November 24, 2012 at 9:59 am | Permalink
  12. Dave applied for the following loan:

    Purpose of Loan:

    Need the loan asap to catch up on bills, last spring i had lost my job but now I’am working and the wifes job cut back so we lost income creating the bills to fall behind.

    Monday, December 3, 2012 at 9:16 pm | Permalink
  13. Tracey applied for the following loan:

    Purpose of Loan:

    I need this loan to move back home to maryland where my family is and I was offered a job. Please help me.

    Monday, December 10, 2012 at 11:12 am | Permalink
  14. Daniel applied for the following loan:

    Purpose of Loan:

    To pay off my car and have a lower payment and build up my credit score I have a car payment now of 300 dollars a month

    Monday, February 4, 2013 at 2:10 pm | Permalink
  15. Heather applied for the following loan:

    Purpose of Loan:

    i need to pay off a partial student loan to 2 different schools before the end of this semester.

    Monday, February 18, 2013 at 10:36 am | Permalink
  16. DANIELLE applied for the following loan:

    Purpose of Loan:

    back in august i took a trip with my daughter for her graduation,and got behind on bills and i have taken out payday loans and i am looking for one big loan to pay everything off and have one note a month instead of three, also my oldest daughter lives in louisiana and is fixing to have my first grandchild, so that is another reason i need to get out of a financila crises so i can go visit them, i have not seen her in two years, i am begging for help to get out of my financial crises, i wont have trouble paying it back.thanks for your time.

    Thursday, February 21, 2013 at 3:08 pm | Permalink
  17. jeremy applied for the following loan:

    Purpose of Loan:

    To pay off some debt

    Monday, February 25, 2013 at 5:43 pm | Permalink
  18. Joshua applied for the following loan:

    Purpose of Loan:

    I’m wanting to consolidate some other debt as well as ask the love of my life to marry me.

    Tuesday, March 26, 2013 at 9:27 pm | Permalink
  19. Veronica applied for the following loan:

    Purpose of Loan:

    I have had some legal issues that I have had to pay off and to keep my head over water I took out payday loans that only made me get more in debt and I seems like I pay every month and my principle stays the same. Its in on going cycle that I need to get out of. I’m also very close to paying off my car but because I have been late on months there’s some interest that has build too. I know if I have all my loans payed off and only have rent and my insurance and cost of living I will have plenty of money to pay this loan off.

    Wednesday, April 17, 2013 at 5:43 pm | Permalink
  20. Veronica applied for the following loan:

    Purpose of Loan:

    From my previous Credit card debt to legal debt and also paying off my car. I got behind in payment trying to pay off all my debt that I got my self in more when I did payday lows. I keep paying every month and the principles don’t seem to go down. Its an on going cycle that u would like to get out of. I know if I only have Rent and insurance and utilities and food for myself a month I will have plenty to make sure I pay this loan off.

    Wednesday, April 17, 2013 at 5:52 pm | Permalink
  21. Jocelyn applied for the following loan:

    Purpose of Loan:

    I fell behind on a lot bills when I became disabled.

    Saturday, April 20, 2013 at 8:22 am | Permalink
  22. gerald applied for the following loan:

    Purpose of Loan:

    I’ve recently had another child and two other kids before this one, my fiance has been struggling to find a job and ive quickly fallen behind on all bills due to the fact of having to support five people on one income

    Wednesday, April 24, 2013 at 8:54 am | Permalink
  23. Dustin applied for the following loan:

    Purpose of Loan:

    PAY OFF SOME BILLS AND MOVE INTO A NEW HOME.ONCE BANK ACCOUNT IS IN POSITIVE I CAN GET MY FHA LOAN.

    Sunday, May 19, 2013 at 6:43 am | Permalink
  24. lauren applied for the following loan:

    Purpose of Loan:

    I’m a single mother, full time student and full timw employee. I’ve fallen behind on my bills and my daughter and I are about to be evicted and lose our car if we don’t come up with about 4000 dollars this week

    Sunday, June 30, 2013 at 12:50 pm | Permalink
  25. lauren applied for the following loan:

    Purpose of Loan:

    Im a single mom, full time student, and full time employee. I need 4000 asap or my daughter and I will be evicted and lose our car. I made stupud decisions when I was younger but I am very capable to pay back now. I’ve been put out of work until the school year starts back and have taken out payday loans but have gotten evem more in debt. I’m hard working and very honest. I am begging, I will start paying back as soon as I’m back at work… I’m just trying to do the best I can for myself and my daughter.

    Sunday, June 30, 2013 at 4:26 pm | Permalink
  26. Gail applied for the following loan:

    Purpose of Loan:

    I have had some recent expenses. One of them being pay day loans that I need to pay off and also needing to get my car repaired. With that I need to pay the deductable of $500 plus pay for a rental car for the days that the car is being repaired. I have also fallen behind on my light bill in which they want $1,900 by the 11th if this month

    Tuesday, July 2, 2013 at 5:51 am | Permalink
  27. Terry applied for the following loan:

    Purpose of Loan:

    After divorce and lawyer fees I have been playing catch up and finally had to resort to payday loans. I am now not able to keep up with all the fees and have received shut off notices for my utilities. I need to just get the bills caught up so I can stop paying all the late fees, and high rates for payday loans.

    Friday, August 9, 2013 at 3:48 pm | Permalink
  28. Siri applied for the following loan:

    Purpose of Loan:

    I really need loan to pay off bills, backpay child support, and establish credit.. I have ben turn down by other company’s and it just bad feeling inside when u are not approve.. my goals is to establish my credit pay on time so I can b able to finance a home/auto loans in the future without any doubt of being denied. so please help I’m really out of option everybody deserve a forgiveness and 2nd opportunity. Let me prove on my behalf..

    Sunday, August 18, 2013 at 3:39 am | Permalink
  29. yolanda applied for the following loan:

    Purpose of Loan:

    I am in a lot of dept due to divorce.

    Thursday, August 22, 2013 at 7:17 am | Permalink
  30. Paula applied for the following loan:

    Purpose of Loan:

    Behind in rent for two months because of medical expenses and car repairs

    Monday, September 16, 2013 at 6:17 pm | Permalink
  31. louis applied for the following loan:

    Purpose of Loan:

    Need to pay off credit cards and purchase car

    Thursday, September 26, 2013 at 1:16 pm | Permalink
  32. Jason applied for the following loan:

    Purpose of Loan:

    My credit cards and a couple other bills are in collections and would like to pay them off/consolidate into one monthly payment. Just paid off car loan and trying to raise my credit score to be able to finance a home within the next few years.

    Wednesday, October 2, 2013 at 7:55 am | Permalink
  33. Diana applied for the following loan:

    Purpose of Loan:

    I need to get caught up on some outstanding operating bills such as fuel, tires etc. I have owned and operated my own business for 32 years and have always been able to maintain but vendors are taking longer to pay. Also need to pay off a payday loan which was dumb to get but know I know.

    Thursday, October 10, 2013 at 12:04 pm | Permalink
  34. Brent applied for the following loan:

    Purpose of Loan:

    I am in need of a $4,000 loan before this coming Monday, the 18th. My sister has been in and out of the hospital I havent been able to be paid as you cannot bill as a PCA when your client in this case my sister is in the hospital. Bills have piled up and I am in desperate need for this loan fast, plus her helper dog our Husky Dollie needs surgery. I can pay monthly payments easily, banks and payday loans are not an option, please help me.

    Brent

    Tuesday, November 12, 2013 at 3:14 pm | Permalink
  35. Travis applied for the following loan:

    Purpose of Loan:

    I took out two payday loans to pay for a lawyer for my divorce, one is 1500 from western sky at some crazy interest rate and the other is $1000 from mobiloans. Long story short between the two loans I’m paying about five hundred a month, I have since remarried and have another child on the way with my wife not working I am trying to do everything I can to lower my outgoing expenses. The worst part about these loans is I have never missed a payment on either however neither of them even reports to the credit bureaus, so not only do I have crazy high interest and payments but it isn’t helping my credit either. Assistance of any kind would be great.

    Wednesday, November 13, 2013 at 10:50 am | Permalink
  36. sarah applied for the following loan:

    Purpose of Loan:

    Im 37 weeks pregnant will be out of work for little over a month and only able to get 200 a week for short term disability.

    Sunday, December 1, 2013 at 3:46 pm | Permalink
  37. Mark applied for the following loan:

    Purpose of Loan:

    vacation

    Wednesday, January 29, 2014 at 12:56 am | Permalink
  38. Brian applied for the following loan:

    Purpose of Loan:

    Loan needed for credit card debt consolidation. Monthly payment made on loan is not a problem depending on APR.

    Sunday, February 2, 2014 at 4:00 pm | Permalink
  39. sean applied for the following loan:

    Purpose of Loan:

    My car needs tires, I dont have the money for my insurance deductable, paint is sand damaged and i have had a few people bump it in parking lots, I have credit card debt that I have been trying to pay back, but rent and bills have fallen behind, just alot going on, and its making it hard to recover.

    Tuesday, February 18, 2014 at 11:07 am | Permalink
  40. Shauntele applied for the following loan:

    Purpose of Loan:

    We need to catch up rent and pay off bills. We have been behind since my surgery lady year and I was out for 4 months.

    Tuesday, March 18, 2014 at 1:49 pm | Permalink

Request Your Loan

Your email is never published or shared - NEVER! Use first name or nick name ONLY for your privacy please. Lenders will contact you using your email to initiate process. You should find out what your current credit score is and/or repair your score with a legitimate company. This speeds up the approval process. Applicants who enter more information regarding the purpose of the loan get the fastest response time from lenders. Required fields are marked *

*

*

*

*

*

*

*

*